klangfool: gak. you could very well be right. paying off her mortgage -- i just thought it'd be a nice thing to do, since i don't really need the money. to a certain degree, it'd suit me better than, say, giving her the $18k gift amount once a year and not knowing if it's being used wisely. knowing her, i can only assume it will be, but ya never know. otoh, with no mortgage to pay, then she's got all that extra money on her hands. my fear is, she'll buy a horse. she's had a horse before and it was a huge money drain; cost her a ton. she sold it at a terrific loss but i think she's forgotten about what a drain the beast was. and she still rides. and i know she still yearns.
i dunno. some part of me wants to make her life better now, because she's had a hard one, with medical issues since birth that are crushing but that she has managed to more-or-less surmount, becoming a nurse practitioner along the way and holding her own with admirable strength. given her job and the money she does make and her staid, subdued lifestyle, i don't think she has a problem paying her mortgage -- but if she didn't have one, how nice for her, horse or no horse. also, in my lifetime, with the homes i've owned, i've paid off the mortgages as soon as i could. i hate debt. never had credit-card debt, only bought cars i could afford to buy outright. guess i want to help her go down that path.
i think i'm spinning my wheels here, trying to convince myself of things i ought to perhaps reconsider. i'm going to sit back and ponder what you wrote, because i think it holds a lot of truth, if i can open myself up to it.
i dunno. some part of me wants to make her life better now, because she's had a hard one, with medical issues since birth that are crushing but that she has managed to more-or-less surmount, becoming a nurse practitioner along the way and holding her own with admirable strength. given her job and the money she does make and her staid, subdued lifestyle, i don't think she has a problem paying her mortgage -- but if she didn't have one, how nice for her, horse or no horse. also, in my lifetime, with the homes i've owned, i've paid off the mortgages as soon as i could. i hate debt. never had credit-card debt, only bought cars i could afford to buy outright. guess i want to help her go down that path.
i think i'm spinning my wheels here, trying to convince myself of things i ought to perhaps reconsider. i'm going to sit back and ponder what you wrote, because i think it holds a lot of truth, if i can open myself up to it.
Statistics: Posted by linter — Fri Jun 28, 2024 11:05 am