Personal Investments • Re: Am I making mistakes in my 401k/roth allocations?

Well, I rebalanced my 401k.
70% FXAIX
20% VTMNX
10% VTBIX
I imagine 10 years from now I may just change to 60/20/20, and another 10 years to 50/20/30

I'd put it back to 100% FXAIX and leave it alone for now. Quoting Charlie Munger, "The first rule of compounding: Never interrupt it unnecessarily.”

With your current asset allocation, you're at 2/3 in equities and 1/3 in cash. Do you really need to rebalance to add bonds right now?

If you desire more international stock and bond exposure in your 401k account, add it with your on-going contributions.

Statistics: Posted by momopi — Mon Jul 08, 2024 1:15 pm

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