I use FTIHX, and just want to point out that, in the model presented in this thread, the taxes on FTIHX's total capital gains over the past 8 years, in sum, (which is as far back as Fidelity's easily-accessible data goes) would account for just ~74% of the annual cost difference between holding FTIHX vs VXUS; if FTIHX's average annual capital gains increased tenfold, it'd still be cheaper than VXUS.
Not directed at anyone, but I have noticed on this forum that posters are directed away from Fidelity mutual funds (FSKAX, FTIHX) toward Vanguard or iShares EFTs (VTI/VXUS, ITOT/IXUS) for the reason that Fidelity funds might hypothetically distribute capital gains, but this reasoning seems to ignore actual capital gains distributions.
Not directed at anyone, but I have noticed on this forum that posters are directed away from Fidelity mutual funds (FSKAX, FTIHX) toward Vanguard or iShares EFTs (VTI/VXUS, ITOT/IXUS) for the reason that Fidelity funds might hypothetically distribute capital gains, but this reasoning seems to ignore actual capital gains distributions.
Statistics: Posted by breakfastinbed — Thu Aug 22, 2024 10:22 pm