Personal Investments • Re: Roth 401K vs Traditional 401K

Our numbers are here.

viewtopic.php?t=400619

Without knowing your exact numbers, I would go with the deductible 401(k).

Unfortunately, we (and you?) are missing some numbers that matter: your marginal tax saving rates over the range from $0 to the largest traditional 401k contribution you could make.

To get those, what is needed are estimates for other income streams separated by type:
- interest, non-qualified dividends, and short term capital gains
- qualified dividends and long term capital gains
- gross SS benefit
- W-2 box 1, assuming no traditional 401k contributions.

With those, it would be best if you could generate your marginal rate chart, or perhaps someone else will do it for you.

Statistics: Posted by FiveK — Sun Sep 08, 2024 11:07 pm

---