Interesting thought, thanks for this!I think short term bond index fund is a fine choice, it actually limits the damage if rates rise in the future. Remember 2022!
That said, if you really do want an intermediate bond fund, you can look at target retirement income fund if available at a reasonable expense ratio. Typically they have 70% bonds and 30% stocks, so if you direct 20% of your contributions to such fund, you indirectly get 14% exposure to intermediate bond funds. Sure you also get 6% additional exposure to stocks, but that really doesn’t move the needle much
Statistics: Posted by setitandforgetit — Mon Sep 16, 2024 1:35 am