Count dollars, not shares. The former is intuitive and what you want to accumulate. The latter is meaningless in isolation, and personally it's something I've hardly ever looked at.
Use a calculator and imagine that the price per share of each fund increases or decreases by X%, or that each fund distributes Y% of its price per share. This way, you can prove to yourself that these two situations are equivalent.
Also, agree that I'm dubious of increasing the complexity of your portfolio. Your existing portfolio is highly diversified, low cost, and easy to manage for even a rookie. It's similar to what Vanguard would use in its all-in-one funds.
Use a calculator and imagine that the price per share of each fund increases or decreases by X%, or that each fund distributes Y% of its price per share. This way, you can prove to yourself that these two situations are equivalent.
Also, agree that I'm dubious of increasing the complexity of your portfolio. Your existing portfolio is highly diversified, low cost, and easy to manage for even a rookie. It's similar to what Vanguard would use in its all-in-one funds.
Statistics: Posted by Doctor Rhythm — Wed Oct 23, 2024 10:46 pm