Perhaps the turkey helped. I’m now convinced to make a change next year. Reduce or eliminate my MBDR contribution's.
I’ll keep the trad 401k contributions, especially to match level.
Perhaps I should have done this earlier. Better late than never I guess. This is one of the ‘hard’ decisions based on personal circumstance. Reading thru other forums (eg early retirement. Org)
and seeing others regret not saving more in taxable has me convinced this is a better path for me, now.
Plenty in 401k and Roths already, combined, at around $3M.
The third, taxable bucket, needs help. Gotta make the change now imo if I’m realistically going to be comfortable retiring at age 50/52 without scrimping/not enjoying those ER years cos cash flow from taxable is ‘lacking’.
Wish me luck!
I’ll keep the trad 401k contributions, especially to match level.
Perhaps I should have done this earlier. Better late than never I guess. This is one of the ‘hard’ decisions based on personal circumstance. Reading thru other forums (eg early retirement. Org)
and seeing others regret not saving more in taxable has me convinced this is a better path for me, now.
Plenty in 401k and Roths already, combined, at around $3M.
The third, taxable bucket, needs help. Gotta make the change now imo if I’m realistically going to be comfortable retiring at age 50/52 without scrimping/not enjoying those ER years cos cash flow from taxable is ‘lacking’.
Wish me luck!
Statistics: Posted by Wannaretireearly — Fri Nov 29, 2024 7:35 am