Personal Investments • Re: Hobby in Retirement [Funding a hobby]

Just for the heck of it, I went to FICalc and started with a portfolio of $10,000 and a duration of 15 years. Success rates with 100% allocated to the S&P 500:

$500/year withdrawal, inflation-adjusted: 100% success

$750/year withdrawal, inflation-adjusted: 79.9%

$1000/year withdrawal, inflation-adjusted: 51.1%

$750/year withdrawal, not inflation-adjusted: 94.2%

$1000/year withdrawal, not inflation-adjusted: 59.7%

https://ficalc.app?additionalIncome=%5B ... tantDollar

Minimum number of years you could sustain a particular inflation-adjusted withdrawal, even with the worst returns and inflation rates:

$1000: 6
$800: 8
$600: 12

Statistics: Posted by notjackbogle — Fri Jan 03, 2025 2:40 pm

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