Personal Investments • Re: Portfolio Review - Changing Tax Brackets

[/quote]Yes, there is a downside to swapping muni to total bond - bond funds are not tax-efficient. They throw off dividends each year which are taxable at your 22% or 24% tax rate. You likely want to avoid this.
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Sorry if I was not clear with my question. Would there be any fundamental downside to moving from municipal bonds in taxable to BND in a 403b?

Thanks!

Statistics: Posted by Grump99 — Tue Jan 14, 2025 4:36 pm

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