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Personal Investments • Re: asset allocation (brokerage and Roth IRA)

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Using VTI (total stock) and VT (total world) does not make sense to me. That will only work as long as the taxable and Roth IRA are the same size. That is unlikely to last very long.

In this scenario, I'd put all the VXUS in Roth IRA, fill the rest of the Roth IRA with 500 index (to avoid wash sales), and hold only VTI in taxable.

Statistics: Posted by retiredjg — Wed Jan 22, 2025 5:34 pm



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