LOL the good old pretax vs Roth debate. I guess I like I-Bonds because I feel the government always puts a limit on things that are good, so I feel like I should be maxing them.
I would maximize pre-tax before any I-bonds. Also, I would prefer pre-tax before any Roth IRA unless in very low bracket.
Jokes aside, I would definitely encourage you to run the numbers on i-bond vs pre-tax-401k.
Limit can't be rationale argument to prefer that. If that is the only reason then i-bond should be 1 instead of 6.
As you know, 401k also has the limit.
Statistics: Posted by babystep — Sat Feb 08, 2025 8:54 pm