Will the $250k in the brokerage account hold you for the years between retirement and turning 59.5 years old?
The question really boils down "if you have saved more than you need, and if you continue to save would you lock it away in your primary 401k where it is illiquid (i,e., penalties if withdrawn early) or reduce contributions to just matching and pocket the excess in more accessible accounts?"
Penalty free access starts at that point.
Regards,
Statistics: Posted by retired@50 — Tue Jan 30, 2024 1:27 pm