Personal Investments • Military Portfolio Year 5 Update

Hello I wanted to provide another update. My progression is as follows May 2019 270k, October 2020 525k, November 2021 770k, and December 2023 964k.

This is a 2 year update from my last post as 2022 was a near wash for me during a long deployment. Biggest update is that I bought a house May 2023.

Emergency funds: Yes

Debt: Condo 535k

Tax Filing Status: Single

Tax Rate: 22% Federal, 0% State

State of Residence: FL

Age: 39

Desired Asset allocation: 97% stocks/3% cash
Desired International allocation: 10% of stocks

Portfolio is 964k

Taxable
4.42% Cash
10.43% VTSAX 0.04
4.38% VTIAX 0.11
0.43% GBTC 2.00
1.72% ARKX 0.75

Roth TSP
19.84% C Fund 0.05
6.37% S Fund 0.07
4.53% I Fund 0.06

Roth IRA
5.48% VTSAX 0.04
1.91% GBTC 2.00

Merrill Edge
19.3% AAPL
9.2% GOOGL
3.48% AMZN

New annual Contributions
$22,500 Roth TSP (no match)
$6,500 Roth IRA
$6,000 taxable (VTSAX)

I offloaded some AAPL for a downpayment on a house a few months ago and reduced my yearly contribution of about 10k into my taxable. I plan to get married so I am saving for a wedding. I anticipate breaking into the 24% bracket for 2023 filing year as I have a lot of LTCG. I should be in the 24% bracket moving forward with my income as a single. It would drop down if I get married.

I don't have questions at the moment but would love feedback as I have been receiving them yearly. Happy New Year!

Statistics: Posted by spxnyc — Thu Dec 21, 2023 1:11 am

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