I think you are right to favor a 3 fund approach.
Should I keep what I got or do the 3 fund portfolio? I think I would like to do the 3 fund portfolio and invest in indices as has been suggested throughout this website.
It looks like your retirement accounts are typical financial advisor style, where they make things real complicated and unintelligible, by using a whole lot of different funds. My mother has advisor accounts like this.
All those funds are not necessary!You can transition right away in your retirement accounts, with no tax consequences, selling the unwanted stuff and replacing with 3 fund components. In your taxable brokerage account, be careful before selling your current funds, to understand the capital gains taxes involved.
Good luck!
Statistics: Posted by mhadden1 — Sat Feb 10, 2024 3:48 pm