Sounds like it would be ok then to have the majority of bonds in tax-deferred, without doing it 100%? As others have commented, a mirrored allocation can have its merits. So, in my situation, a heavy weighted bond allocation in tax-deferred would still be fine when balanced with a similary heavily weighted equity allocation in taxable?Retiredjg
Having a high allocation to bonds in tIRA will reduce the possibility of large RMDs because it should slow down the growth of the large tIRA. For some people that is very attractive. And 10% stocks and 30% bonds in the tIRA would give you more rebalancing room.
Thanks again for your time and knowledge.
Statistics: Posted by Stang70 — Sun Feb 11, 2024 4:08 pm