HelloMany actively managed funds use an index as a benchmark.
Can you post a link to the fact sheet for "Large cap fund 0.02 expense ratio. S&P 500 TR USD is the bench mark." It may not be a mutual fund, it may be a Collective Investment Trust (CIT). It might (or might not) be an index fund/CIT.
In my opinion even at your ages (mid-30s), she should also consider a fixed income/bond investment.
Can you post a link to the fact sheet for "Bond fund 0.26 expense ratio Bloomberg US AGG TR USD is the bench mark."
What interest rate is currently being paid on "FDIC insured savings account".
What interest rate is currently being paid on "Stable value 0.25 expense ratio USTREAS T-Bill Cnst Mat Rate 3 Yr is the bench mark", and what rate if any is guaranteed?
Do you or she have any other accounts (like IRAs, taxable brokerage account)?
Ok, no problem.
so here is the fact sheet for large cap.
https://la457.voya.com/static/epweb/pdf/ffs/GXBC.PDF
And this is the bond fund fact sheet.
https://la457.voya.com/static/epweb/pdf/ffs/GXBB.PDF
Stable value fact sheet.
https://la457.voya.com/static/epweb/pdf/ffs/GXA9.PDF
And FDIC insured fax sheet.
https://la457.voya.com/static/epweb/pdf/ffs/GXA8.PDF
This is all of the fund options.
https://la457.com/investment-options
Yes, we both have traditional IRAs that we opened when we rolled over 401ks. and Roth IRA’s both are in target date funds corresponding to our age. And my 401k is also in a target date fund as well.
Statistics: Posted by Thelastmileoftheway — Fri Feb 16, 2024 4:52 pm