Personal Investments • Re: Which Bond Fund Should I Use?

You might benefit from reading this wiki page: https://www.bogleheads.org/wiki/Placing ... ed_account
It describes a helpful method for tweaking your portfolio even if you don't have cash or bonds in your taxable account.

Thanks for the link. This seems to apply more for emergency funds? My concern is needing bonds in my taxable account in the event of a market crash.

You can still sell stock in taxable, even if it's "down", to raise the cash needed, and on the same day, you can sell an equivalent dollar amount of bonds in your tax-deferred account and use those tax-deferred proceeds to buy a similar, but not substantially identical, stock fund in the tax-deferred account.

So, the net impact is you sold stock, bought stock, and sold bonds which equals selling bonds.

Regards,

Statistics: Posted by retired@50 — Mon Apr 22, 2024 9:24 am

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