Personal Investments • Re: Looking for 1-2 more funds for taxable account
Hello, I have currently VTI and VTSAX. I’m looking for one more and and thinking either VOO and/ or VFIAX in taxable accounts. I’m going to hold 6-7 more years. Wondering if anyone has a...
View ArticlePersonal Investments • Re: Catch up contributions and mega backdoor Roth
Thanks mercutio2. I can try to get other answers to questions you need to have answered. This is all I know so far. So just to clarify, they can and will max out 401k (23.5k), HSA (8.3k), ESPP...
View ArticlePersonal Investments • Re: Wells Fargo Preferred L (WFC.PR.L) - Too Good To...
I am no expert on preferred stocks, but have held them and like them as a minor component of the portfolio vs bonds. It strikes me that a good preferred may be a reasonable alternative to a bond in...
View ArticlePersonal Investments • Re: Vanguard Wealth Management replacing Flagship Select?
in a way the tax reporting is simpler but in a way not. Because the New Jersey Bond Fund income is not taxable in New Jersey. So when they will listed it separately as separate accounts in the mutual...
View ArticlePersonal Investments • Gifting a $100 I-bond to someone without a TD.gov account
I would like to give a $100 gift to a friend that has an investment-y nature. An I-bond seems like a great choice, but I am running into the problem that according to TD.gov, the recipient already...
View ArticlePersonal Investments • Re: Portfolio review: elderly parent
My mom has come to the point where she cannot manage her finances and has asked me to take over. She has been using an AUM financial advisor (1.5%) for many years.I'm wondering how her portfolio looks...
View ArticlePersonal Investments • Re: Tax-loss harvesting into 529 as contribution...
The 529 is for a kid who is 2 years old.Given the age of 2, I'd just be using stock index funds in the taxable account - and by extension in the 529 plan. When the child is older, say in another 10...
View ArticlePersonal Investments • Re: Gifting a $100 I-bond to someone without a TD.gov...
The recipient only needs a Treasury Direct Account to receive the gift. You can purchase the gift, print the page from your Treasury Direct Account, and give the gift. Include instructions for...
View ArticlePersonal Investments • Re: TIPS % recommendation?...
For perspective, we are mid-60s with a 40/60 target allocation. Due to market gains, we're now running a bit hot on the stock side at 43%+.I just looked it up, and our inflation-protected fixed income...
View ArticlePersonal Investments • Re: CA Tax strategy
If you are married, you can file separately, allocating half of your income to your spouse (and vice versa). You'll save $10,000 in CA taxes since the 1% over $1M is per return. But your tax preparer...
View ArticlePersonal Investments • AUM Alternatives
Been doing it myself for decades. Watched some Boglehead You Tube stuff that got me thinking about a few things.Not ready to plunk all my $$$ to someone for 1% and hope they do a good job.Perhaps...
View ArticlePersonal Investments • Re: Thoughts on bonds vs. cash
We must understand that long-term nominal bonds are risk assets for individual investors. With that in mind, a general bond fund acts like a combination of cash and long-term bonds; it is a cushioned...
View ArticlePersonal Investments • Re: VD closing out VFSTX
VG is closing out VFSTX (ST Investment Grade). Should it be sold or wait to see what VD does with it?do you have a link to the announcement?Statistics: Posted by grok87 — Wed Dec 11, 2024 10:37 am
View ArticlePersonal Investments • Re: Anyone Know Inside Story on Columbia India...
Once again, the ETF's TR performance is good as its 5-star rating attests. Here's its TR performance relative to other representative India ETFs (EPI, SMIN, PIN, INDA, GLIN) over the l last 5...
View ArticlePersonal Investments • Re: UPDATE (6 months later): Am i ready to call it quits?
Fun fact: MSFT almost 6x-ed in 1 year from 1986 - 1987 pre Black Monday (CAGR 454.45% in 1Y) yet MSFT was higher after the 1987 crash than at the start of that year... Amazing call you got 22%+ CAGR...
View ArticlePersonal Investments • Re: Stop Playing
With the stock market at all time high, I come cross this link: https://www.whitecoatinvestor.com/berns ... -the-game/Right now I am 56, net worth 5.2M (including home equality 2.6). AA is 51/49....
View ArticlePersonal Investments • Re: Wells Fargo Preferred L (WFC.PR.L) - Too Good To...
It strikes me that a good preferred may be a reasonable alternative to a bond in terms of providing an income portion to your portfolio. If one is looking to lock in a certain fixed yield, I'm not...
View ArticlePersonal Investments • Re: VG closing out VFSTX
VG is closing out VFSTX (ST Investment Grade). Should it be sold or wait to see what VG does with it?Maybe they will reduce the minimum investment for the Admiral shares (VFSUX) from $50k to $3k and...
View ArticlePersonal Investments • Re: Why VTI if VOO outperforms historically?
I currently hold large positions in both VTI and VOO, even though I technically prefer VTI for new investment. The reason I don't is entirely due to tax loss harvesting in 2020.Statistics: Posted by...
View ArticlePersonal Investments • Re: PE investing in SpaceX
This is not a knock on you, but would you think this was a good idea if you had not reached accredited investor status? Or are you thinking “wow— now that I’ve reached this level, I SHOULD be...
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