Personal Investments • Re: Did I Make a Mistake? Opinions Please.
As of today the balance is $1,004,918.90. With the recent potential for destabilization and after reading about a potential stock market crash I let my anxiety get the best of me and I put it all in...
View ArticlePersonal Investments • Re: FPXTX
Fidelity expense ratio is 0.47 VPAIX is 0.17%. You have to pay $75 to but a Vanguard fund at Fidelity but that is a quick wash if you buy enough shares with the 0.3% difference in expense...
View ArticlePersonal Investments • Re: From CFP with .70 AUM to self-manage with $4.4 MM?
It can be difficult to move away from an AUM-managed portfolio. Many financial advisors have a knack for making things much more complicated than they need to be hoping that you become reliant on...
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Personal Investments • Re: Get Out of Bond Funds
Saintor,I have a 60/40 portfolio. I care about my portfolio return. And, I know that my 60/40 portfolio return is NOT the sum of 60% stock and 40% bond return.Are you 100% BND? "BND has been losing...
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Personal Investments • Re: Bond fund change question
Op, when I decided (in retirement) to finally buy bond funds in August of 2023, I did a deep dive. I’ve been satisfied with Vanguards offerings when compared to Fedility and Schwab. Quite frankly, it...
View ArticlePersonal Investments • Re: Recommend funds for this allocation please
hi op. as long as you are comfortable with 70% stocks and potential for 35% portfolio decline during really bad times that AA is fine. a good litmus test is if that AA is similar to what you had prior...
View ArticlePersonal Investments • Re: Change from Vanguard Investor Shares to Admiral
Did it recently and you still need to call, didn't see a button to convert to admiral shares. Vanguard should just build the software to do it automatically and avoid this need to know...
View ArticlePersonal Investments • Re: Is small cap value etf any good?
AVUV is the most popular US SCV fund on the Bogleheads forum today so that's a good choice if you're going to tilt. There's no consensus on this forum on whether you should tilt to SCV or not. It's up...
View ArticlePersonal Investments • Re: Retired income producing options
What is FTSL?I haven’t memorized the thousands of ETF (I’m assuming this is an ETF) ticker symbols…yet.billStatistics: Posted by billfromct — Wed Feb 05, 2025 8:23 pm
View ArticlePersonal Investments • Re: Looking to quit corporate, how do we look?
hi op. my 2 cents.1. looks like your aa is 100% stocks. that would give me some pause but i am uber conservative. if you play with swr calculators i think you will find better results for the lowest...
View ArticlePersonal Investments • Re: Low-Interest Rate Mortgage in Retirement
Deflation isn't going to happen, simple as that. The US has never had deflation since it left the Gold standard. The only time deflation would tend to happen is a recession but since the response to a...
View ArticlePersonal Investments • Re: Get Out of Bond Funds
What do you mean by?If you want to get out of it, you can sell now, book the losses, and buy what you want to buy instead of BIV.I TLHed my bond holdings all the way down from 2020 highs.Why would I...
View ArticlePersonal Investments • Re: Roth 401(k) option at work
Great conversation Ace300 and Klangfool. Made me wonder about my traditional 401k choice, been on for decades. Now at 4.5M. But I really need the cash flow right now with traditional 401k. 59 now and...
View ArticlePersonal Investments • Re: FNMA - Yes No?
what do you think ?Is it a buy right now?Is there a short term play?Is there real value to the patient investorAre you talking about the stock? Are you talking about the bonds issued by FNMA?I owned...
View ArticlePersonal Investments • After Tax 401k Contributions
Hello! I am trying to decide if after tax 401k contributions are a good idea vs taxable account contributions.1- I have been contributing to my 401k after tax account. Recently found out that we can...
View ArticlePersonal Investments • Re: Portfolio review request
Agree with the above and retiredjg's portfolio is spot on. You should ask if there are any promotions or bonuses for moving your account toFidelity or Schwab. You may be able to get some money for...
View ArticlePersonal Investments • Re: Transfer Tiaa monies from previous job to new job,...
Added things I need to do: one is get a copy of the current contract to which the funds would be added. That should have information on what can be taken out and when.DW is 59.5, so I'm wondering if...
View ArticlePersonal Investments • Re: how to check my portfolio less
jg12345,Looking at your portfolio frequency is a personal decision for each of us, but what you do after looking at it is a more important matter. I retired at age 65 back in 2002 with a well balanced...
View ArticlePersonal Investments • Re: 60-day Indirect tIRA Rollover Rule Questions
If a distribution is not eligible for rollover due to the one rollover limit, and you are still within 60 days, the best bailout is to roll it into your qualified plan if your plan will accept an IRA...
View ArticlePersonal Investments • Re: Looking to quit corporate, how do we look?
Given your relative youth, and your kids' ages, have you considered term life insurance?Statistics: Posted by space needle — Fri Feb 07, 2025 8:39 pm
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