Personal Investments • Re: Phoenix Capital Group
The Company recently changed their name to Phoenix Energy One, LLC from Phoenix Capital Group. If people search for the new name they may miss this post.Statistics: Posted by TinyDancer — Thu Feb 13,...
View ArticlePersonal Investments • Re: Poor Publix employee seeking 401k investment...
I have about $50,000 in my money market account after receiving money from family and selling PNQI. The plan is to invest it back in to my target date fund in my roth and use it to invest in my 401k...
View ArticleClik here to view.
Personal Investments • Re: RMD starting. Where to put it?
coolIf you want a single index fund to just put it in and chill, I suggest either VT, VTI or VOOWhich depends on what you preferVT = Total World , 65% US 35 %INT currentlyVTI = Total US VOO =...
View ArticlePersonal Investments • Re: VMFXX versus Sallie Mae Money Market
I set up direct deposit from my employer to Vanguard, then realized my W-2 lists my employer differently.Do I need to change my direct deposit?I emailed Vanguard. Their response was:"You are not able...
View ArticlePersonal Investments • Re: 1st post: 80 year old newbie with concerns about...
For your age, stability is first and foremost factor, then your asset value almost guarantees the stability, you really don’t need to inject any jitter into your financial and psychological...
View ArticleClik here to view.
Personal Investments • Re: Tax benefits VMFXX vs VUSXX for CA residents
Bits and pieces.Using VMFXX/VUSXX for checking. You can set up VUSXX to be the "alternate redemption fund" from which VMFXX is to withdraw money if its balance is too low to pay a check. That way you...
View ArticlePersonal Investments • Re: Helping my mom, part 2 portfolio review
It's fairly important (or is likely to be) to have equities in Roth (or taxable) and bonds in deferred. Within tax-advantaged accounts that should be easy to fix.I wouldn't suggest any equities for...
View ArticlePersonal Investments • Tennessee 457b plan
With recent news on budget cuts of federal contracts, my friend has quit her federal contract job and took full time job with state of Tennessee. She noticed TN offers 457b. Are there any here...
View ArticlePersonal Investments • Re: Tennessee 457b plan
the investment options themselves are the same.https://treasury.tn.gov/Retirement/Info ... -Investingthe comparisonhttps://docs.empower-retirement.com/EE/ ... -flier.pdfHopefully someone in TN can...
View ArticlePersonal Investments • Re: Redeemed Paper I Bond in 2024 at bank and No 1099-INT
I redeemed a paper I bond last year at Truist bank with over $250 of interest, and will NOT be receiving a 1099-INT.That does not sound right.Truist will not issue a 1098 or 1099 for interest less...
View ArticlePersonal Investments • Re: sanity check on a possible real estate investment
Best wishesStatistics: Posted by mchampse — Fri Feb 14, 2025 9:44 pm
View ArticlePersonal Investments • Re: What investments guarantee the principle...
The zero percent we've experience from 2009 to 2022 was abnormal. Can it happen again? Maybe.You don't want it to happen again, zero percent interest rates are a fed tool when economy is in free...
View ArticlePersonal Investments • Re: Should owning a vacation property be seen as...
Went to the website listing properties. Could not figure out which one you are interested in. So ill go off the cuff:Your Net assets are 1.2 mm.Do you have any debt?What are monthly expenses?What is...
View ArticlePersonal Investments • S&P Indexes Too Heavy with “Magnificent 7”?
The article is the first thing I’ve seem that makes me question staying the course. (I’m invested in the Boglehead 3 Fund Portfolio.)What do others think about this? Are there S&P index funds that...
View ArticlePersonal Investments • Re: S&P Indexes Too Heavy with “Magnificent 7”?
Did you do a search to see all the other recent threads about this same topic? We've discussed this topic many times in recent months.Statistics: Posted by UpperNwGuy — Sat Feb 15, 2025 9:09 pm
View ArticleClik here to view.
Personal Investments • Re: Why are ordinary Div.of foreign mut.fund on...
If you subtract the foreign tax from the 1099-Div amount what do you get? This was a wonderful hint . I had totally forgotted that this was the answer. How had I forgotten to think that it was foreign...
View ArticlePersonal Investments • Re: Need portfolio review and retirement advice please
One of us is 56 and other has a few more years till 55. Your question is precisely what I am trying to figure out. I definitely need to pare down concentration on a few stocks that have held for...
View ArticlePersonal Investments • Re: 10 yr Treasury Note - Not understanding...
By the bond with the yield that you want. Then look at the coupon. If there is a big difference, you may very well want to buy the one with the lower coupon if you don't want the spin-off income (if...
View ArticlePersonal Investments • Re: Portfolio review request from a new investor
In the proposed allocation, what would the impact be if I invested the funds in CDs instead of the Total US Bonds?I'm still trying to wrap my head around how Bond ETFs work. So wondering if I can...
View ArticlePersonal Investments • Re: Portfolio backtesting BND needs to go
Just get VGIT, and stop worrying too much. It's in the sweet spot, and when you get closer to retirement consider adding VTIP.Statistics: Posted by Elysium — Sun Feb 16, 2025 10:12 pm
View Article