Personal Investments • Re: Did anyone here get caught holding Russian ADRs...
My YNDX turned into NBIS and started trading Mondayhttps://finance.yahoo.com/quote/NBIS/history/?ltr=1Statistics: Posted by bongo — Thu Oct 24, 2024 12:42 am
View ArticlePersonal Investments • Re: Multiple accounts at TIA CREF
I ran into the TIA CREF rep at the health/benefit fair today. I was told to call the TIA CREF support and ask for a conversion and he noted to ask not have any tax withheld. Is this recommended...
View ArticlePersonal Investments • Re: What are your thoughts on investing in farmland?
3+ year old thread folks, with a time sensitive question... Would be interesting to know if OP did buy it back in 2021 though, and what it is worth now.Statistics: Posted by MHA556 — Fri Oct 25, 2024...
View ArticlePersonal Investments • Re: Roth 401(k) option at work
Read up on this:https://www.nerdwallet.com/article/inve ... roths-workStatistics: Posted by anoop — Fri Oct 25, 2024 12:17 am
View ArticlePersonal Investments • Re: Making the decision to retire
Fear of running out of money or losing decision options doesn’t just go away, even with 99% confidence from multiple calculators…get used to it.Why don’t you run thru a few additional calculators...
View ArticlePersonal Investments • Re: Retirement: Can I do it with what I have?
Nothing about that sounds like a solid plan where I would sleep real easy at night.But maybe your expenses are really really low. Guess you would need to provide more details. Remember you can make...
View ArticlePersonal Investments • Re: TIAA "advisor"
Yes, subject to the claims-paying ability of TIAA. The risk of TIAA failing is small, but it is a risk. They often say that they have never missed a payment in 100+ years, but that's because in some...
View ArticlePersonal Investments • Re: Risk
Any possibility of that income stream coming to an end or changing significantly?Do you have sufficient funds for extended long term care?Could you deal with both issues happening?So long as those...
View ArticlePersonal Investments • Re: Mega Backdoor Roth/Roth IRA question
What happens to the gains of those $909 while sitting on the Roth 401K? Let's say I have $100 gains. So, the total balance on my Roth 401K is $1009. According to the instructions, these $1009 will be...
View ArticlePersonal Investments • Re: EDITED!! Forced Retirement at 55 w/a Pension and...
Too bad they screwed up and gave you a 401k instead of a 457b like LE and FF typically have, (due to retiring younger than most professions). Govt 457b’s don’t have any age restriction on them unlike...
View ArticlePersonal Investments • Fidelity Roth IRA - Is there an option for it to...
In Vanguard there is an option to have it maximize the yearly contribution limit. Sometimes my paychecks are smaller so I have to pause the contributions. I'm not seeing this option in Fidelity. I'm...
View ArticlePersonal Investments • Re: structure settlement vs lump sum help
I think maybe King59 is being offered three options:Nothing per month for ten years then a lump sum of $600K$1,500 per month for ten years then a lump sum of $400K$2,700 per month for ten years then a...
View ArticlePersonal Investments • Re: Tax Efficiency - Funds Placement? Portfolio Review
In order for me to maintain a 60/40 AA, I’m invested in VBTLX in my 401k, rIRAs, and now starting to add in taxable account. Besides I-Bonds, what else are my options?What is your marginal Federal tax...
View ArticlePersonal Investments • Re: Dividend reinvestment or not
If I keep div reinvestment ON in the VTSAX IRAs and turn it OFF in the main non-tax advantaged account where I would be withdrawing from for the foreseeable future, would this alleviate the issue?Not...
View ArticlePersonal Investments • Re: IRA Rollover, Contribution, order of operations
As long as you “empty” the tIRA before EOY the order of events does not matter. None of what you describe is an indirect rollover f st I the one per twelve months rule does not apply.Statistics:...
View ArticlePersonal Investments • Re: Will not need RMDs -- what to do with the $$$s
When you and/or your wife start to take RMD's, your income, including your MAGI will increase.Your Medicare Part B premium is based upon your MAGI 2 years earlier. If you have more than x MAGI, you...
View ArticlePersonal Investments • Re: Retirement/investment help will be greatly...
Looks to me like you have $1.7 million in liquid assets with no debt, you are in great shape financially. For someone who says he doesn't know what he is doing, you have a reasonable portfolio. Your...
View ArticlePersonal Investments • Re: Portfolio Review for Widow in Mid-40s
Was she named as the sole beneficiary on his 401k and Roth IRA?Statistics: Posted by Alan S. — Sat Oct 26, 2024 11:10 pm
View ArticlePersonal Investments • Re: Living off your brokerage account for 5-10 years
The composite rate of I Bond is not that attractive now compared to the yield of the other bonds. IMO the main advantage of using the giftbox to pile up I Bond is due to its tax deferred up to 30y. If...
View ArticlePersonal Investments • Re: Backdoor Roth vs Taxable ?
Were the tIRA contributions entirely deducible? Only deductible contributions (pre-tax) and appreciation are allowed to be rolled over to a traditional 401(k). If you have non-deductible contributions...
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