Another vote for a TIPS ladder. (Rather than a TIPS fund.) Globs of money sit around earning decent interest, and every year or twice a year some of it spills out.
If you make it just a little bit stingy, so that every two or three years your wife might have to draw a little from the reserved investments, then it would get mostly spent with no need for reinvestment strategies. Or you could make it more generous and just accept the inevitability of a growing excess balance, not worrying about ideal investment strategies for that money.
If you make it just a little bit stingy, so that every two or three years your wife might have to draw a little from the reserved investments, then it would get mostly spent with no need for reinvestment strategies. Or you could make it more generous and just accept the inevitability of a growing excess balance, not worrying about ideal investment strategies for that money.
Statistics: Posted by BirdFood — Mon Jul 01, 2024 11:31 am