Did you miss Groucho Marx reference earlier? Seriously, that is what it boils down to when some provide advice with that lenseCash and short-term fixed income or liability-matched fixed income are equivalent for the purposes of bucketing so don't get caught up in semantics.Some people seem to be fixated on the cash "bucket".
How about just 50% stock and 50% fixed income (notice that I didn't use the "c" word as in my original post, so please, no c*** bucket).
A number of people on this thread have explained why bucketing is flawed and there are prior threads on the same topic. So what are you asking when you say "How about 50/50"? Do you want to know if a bigger bucket works when a smaller ones doesn't? As has been pointed out earlier, obviously a bucket big enough to overcome both longevity and inflation risk works, but that's not realistic for most people.
Statistics: Posted by rs9876lg — Sun Sep 08, 2024 12:07 am
