I use a money market/savings with about 1-2 years spending, Vanguard's short term TIPS fund with about 3-4 years of spending and an intermediate TIPS with the rest of fixed income. The duration of a bond fund should be matched to your spending needs, so yes, I would use a short term fund. I recently added Vanguard's intermediate bond fund.
Statistics: Posted by jimkinny — Mon Nov 18, 2024 4:23 am