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Personal Investments • Re: Brokered CD's - Pros & Cons?

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We need to manage funds from the sale of our house and will use some of the proceeds to payoff the mortgage on our new home six months from now.

Would Vanguard 6 month duration brokered CDs be a reasonable way to manage this?

What might be the downside/s of doing this?

-Framus
I would not use brokered CD's. Not liquid enough. Yield not compelling enough either.

Use either short-term Treasury bills or a MMF. You could even roll 1-month bill's.

We sold our home in June of 2023 and needed to keep the proceeds available to finance the purchase of our new home later that year. Those funds all went into short-term Treasuries.
Yes the context for my inquiry is home sale and re-purchase. This discussion has helped me to focus on short term treasuries.
-Framus

Statistics: Posted by framus — Wed Apr 17, 2024 8:34 am



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