Personal Investments • Re: Total Rebalance of my Portfolios Needed
Welcome to the forum and thank you for your service.At age 31, a portfolio allocation of 85/15 is reasonable imo.For your Fidelity Taxable account:1. FXAIX is a good holding especially as you hold...
View ArticlePersonal Investments • Re: $76,000 Gold Rolex Purchase - how useful as an...
I have collected and owned watches a longtime. The simple answer is (generally yes) if you buy the right watch at the right price it will gain in value over time. The expertise is in picking the right...
View ArticlePersonal Investments • Re: What happens to treasury notes when I die?
Ha! It didn’t even occur to me to ask the kids! Of course they are old enough, but I’m still being a mom and trying to make things easier for them by simplifying things.Statistics: Posted by Franmom —...
View ArticlePersonal Investments • Re: Inherited IRA Rule Clarification
Once you begin, subtract one each year:65 -- 22.966 -- 21.967 -- 20.9That makes sense, but since this is on the 10-yr plan, looks like the RMD's will have to be increased above the minimums or plan in...
View ArticlePersonal Investments • Re: How do YOU integrate cognitive decline with...
We simplified our portfolio and reduced the number of accounts we have opened. We keep our financial documents up-to-date. We trained our sons to manage their own brokerage account. We are in the...
View ArticlePersonal Investments • Re: SPYX equivalent for VT (fossil fuel reserves free...
Mybe a 60/40 combination of:PABU - iShares Paris-Aligned Climate MSCI USA ETFPABD - iShares Paris-Aligned Climate MSCI World ex USA ETFStatistics: Posted by Cocoa Beach Bum — Mon Apr 15, 2024 8:02 am
View ArticlePersonal Investments • Re: Another BogelSeed became victim of crook FA! Need...
Thank you for the assurance! certainly need it!I am leaning towards the 3 fund portfolio. Have to read more on it to be able to set it up.The Three Fund Lazy Portfolio certainly is a good place to...
View ArticlePersonal Investments • Re: Struggling with continuing to invest in the market...
Wanted to hear your guys thoughts on this and if you have ever had a similar experience.I have mostly never had the slightest interest in owning "tangible" assets, specifically real estate. That is...
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Personal Investments • Re: Noobs want to invest...
A big thanks to Wiggums and madbrain and especially to luminous for their responses. To luminous, I've got a few followups. * Thanks for pointing out that we are suggesting a very conservative...
View ArticlePersonal Investments • Re: Die with Zero - opinions?
Yes, I have read the book. Concept of living more in the moment and spending for the now and on experiences that make you happy. For most average people, that comes with a unintended consequence of...
View ArticlePersonal Investments • Re: Purchasing an crane at auction to flip at a better...
1) Put together a more formal business plan to pitch to your spouse laying out max costs to acquire, holding/moving costs, comps, selling costs and risks - move this from a great idea to a well...
View ArticlePersonal Investments • Rollover out of TSP to withdraw Roth contributions at...
I have separated from service and have $40,000 in the Roth portion of my TSP. I want to pull out the contribution portion ($25,000) properly.Am I correct that - at age 49 - I may take out the...
View ArticlePersonal Investments • Re: Space Flight and Roth conversion
It’s been almost 3 years and I’m hoping for an update from the OP. I don’t follow it closely but it doesn’t seem like SpaceX is much closer to moving anyone to Mars, which is a shameStatistics: Posted...
View ArticlePersonal Investments • Re: Can I transfer my wife's 401a into my 457b?
There's a need to transfer the account because the 401a is attached to our state pension plan. While she was an active employee, it got a fixed 4% per year interest, and she contributed a portion of...
View ArticlePersonal Investments • Re: It seems the market knows to punish me when I...
Oh dear. You gotta stop doing those things. Sometimes it’s the simplest line that makes me smile and chuckle, and this one got me.________Anytime someone has a series of posts where they are talking...
View ArticlePersonal Investments • Re: Newbie Portfolio Question
Be extremely careful in investing in long term bond funds. Take a look at how they performed in 2022; they lost 30% (and in case of some other funds, more than that) when rates started to hike....
View ArticlePersonal Investments • Re: Brokered CD's - Pros & Cons?
We need to manage funds from the sale of our house and will use some of the proceeds to payoff the mortgage on our new home six months from now.Would Vanguard 6 month duration brokered CDs be a...
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Personal Investments • Re: PlanVision vs Maxifii/NewRetirement/ProjectionLab
Someone above wrote:"If you are planning on a traditional retirement, I am not sure that it makes sense to use any of these models. The range of reasonable assumptions and outcomes over 60 years is...
View ArticlePersonal Investments • Re: How would you handle a D.R.O.P. account in your...
Like you, I participated in DROP. What I never even thought of was what AA I should have with existing funds taking into account the DROP account accrual of $$. I just had my AA at something like...
View ArticlePersonal Investments • Re: Money Market Funds vs US equities right now?
If he does, it's hubris to think the US is immune.It is a core assumption of many on this forum that "the market", meaning the US stock market, will over a long enough period of time (pick, 20 years)...
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