Personal Investments • Re: 50 MILLION PORTFOLIO :)
How much are you saving?I am going to guess not enough.Statistics: Posted by cosmos — Wed Nov 06, 2024 1:29 am
View ArticlePersonal Investments • Re: Demented Spouse - Furious at Vanguard
Thanks for all the responses. My mother has POA for my father - Vanguard has copies of everything. We provided everything Vanguard required to confirm that my mother has full control of all his...
View ArticlePersonal Investments • Re: Need help with allocation of funds
Thank you for your feedback. I'm 40 years old and don't plan to withdraw until I'm 65y/o. I don't currently have a pension and I recently started working with the government so I contribute 5% to my...
View ArticlePersonal Investments • Re: How to invest your portfolio when rolling over a...
"Really sharp" - I have to laugh as my Dad and stepmom (not really - more my Dad's new wife) are older than you by a good amount. They use that term all the time and I know that it means they are...
View ArticlePersonal Investments • Re: Out of room in tax deferred but still need more...
In my beginning, I owned treasuries (very safe, very low yield, boring) in my small Roth, for ~5yrs, and while the market was growing my Roth wasn't. Zip. Zero. Nada. Never again.A Roth is best used...
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Personal Investments • Re: Portfolio Review and Advisor’s Recommendations:...
Would it matter which account for international tax credits ?If I did do FTIHX in taxable how would I go about it? Just trade it all at once?Would FZILX in a Roth, or solo 401k be more efficient since...
View ArticlePersonal Investments • Re: Investment Questions
Ok I already max out my IRA's 401k's etc etc...Also we have 1 mil invested on Money Markets and CD'sI was thinking about taking half of the money markets and CD's and investing in ETF's such as total...
View ArticlePersonal Investments • Re: 401k Fund Choices – Need Guidance
Just an update here:In my 401k, I decided to go:30% - SSSYX (S&P500 fund)70% - FVIPX (2065 TDF)In my Roth IRA:45% - VTIAX55% - VTSAXMy overall mix across both accounts:65% - US equities30% - Int'l...
View ArticlePersonal Investments • Re: Selling stock in retirement, taxation, sustainable...
1) It's reasonable. Whether it will end up being favorable or not is not knowable in advance.3) The general approach described in Roth Conversion with Social Security and Medicare IRMAA is how I'd...
View ArticlePersonal Investments • Re: If you had $50 million, how would your ETF...
50% VT45% VGLT5% IAUStatistics: Posted by fredflinstone — Thu Nov 07, 2024 2:47 am
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Personal Investments • 403b contribution
Hi,I am trying to plan next year contribution by front loading max allowance. I plan to work only half year (Jan - June 2025), then travel the world a bit Some relevant information below:- 50 years -...
View ArticlePersonal Investments • Re: 403b contribution
Sees like the plan if can only gaurauntee 6 paychecks and there's room in each check to make the elective deferrals to hit the max,, since 403b is funded by elective deferal from paychecks while...
View ArticlePersonal Investments • Re: VOO and Chill
...Hey, I just found out that since I'm not a US citizen, the estate tax wouldn't apply to me. My home country has no estate tax, so that's one thing I don't need to worry about. Just thought I'd...
View ArticlePersonal Investments • Re: 17 year old looking for investment advice
(1/5) Background information: the why. You need to understand why we believe what we do, before blindly following internet strangers.These reading gave me my "Eureka!" moment ...the understanding of...
View ArticlePersonal Investments • Re: Mid-40s and wishing to leave megacorp life
You have plenty of money to stop working now.Statistics: Posted by dogagility — Fri Nov 08, 2024 4:30 am
View ArticlePersonal Investments • Re: Hold stock through acquisition or sell
I own a fair amount of stock in Spirit Aerosystems, which is in the process of being acquired by Boeing. Should I hold the stock through the acquisition process or sell it now for a guaranteed profit?...
View ArticlePersonal Investments • Re: What are the options for fixed income?
...Will be doing something akin to a bond tent while waiting for social security to kick in at 70....I need pretty low volatility, and as much real return as I can get...Purchase a ladder of...
View ArticlePersonal Investments • Re: estate tax exemption [political comment removed]
Any thoughts on whether it is still worth pursuing a SLAT ?If I were in your position, I would certainly be talking to an estate attorney about it.Statistics: Posted by Boglenaut — Fri Nov 08, 2024...
View ArticlePersonal Investments • Re: How am I doing so far with my savings?
Trying to keep track of my finances and see where I am at. I want to retire early no later than 55 years old and my goal is to be around 4-5 million for retirement.Use this Monte Carlo tool to see a...
View ArticlePersonal Investments • Re: Too much 401k balance?
Speaking of SS - How is the amount calculated for an early retirement?It's convoluted, but here are some potentially helpful links.https://www.freefacts.org/resources/how ......
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