Personal Investments • Re: Fidelity equivalents to vanguard
In an IRA at Fidelity, their Zero funds are fine.Statistics: Posted by dogagility — Fri Nov 08, 2024 5:02 am
View ArticlePersonal Investments • Re: Portfolio Review & 2025 Plan
… 4. I should maybe just start a new thread on this specific topic but anything else (financially) that we should be doing ahead of our first child arriving in mid 2025? …No need to start another...
View ArticlePersonal Investments • Cambria Tax Aware ETF
*Summary*Prospectus (details start at PDF page 12)*Webinar (YouTube transcript helpful for speed reading)*Total Annual Fund Operating Expenses: 0.49%A 351 to ETF conversion refers to a tax-related...
View ArticlePersonal Investments • Re: Unrealized gains in VG MF's and ETFs
I know I shouldn't be a worry wart but I am.My concern is if I should be in a VG "total" or "500" ETF or one at a comparable place like Blackrock? The reasoning is that (I believe...so correct me if...
View ArticlePersonal Investments • Re: Better diversification than VTI
listen to jack n taylorStatistics: Posted by bog007 — Sat Nov 09, 2024 12:08 am
View ArticlePersonal Investments • Re: Advice on strategy to avoid taxes with accounts
What should my ideal tax rate should be in my situation?Usually (and no obvious reason to think otherwise for you) keeping your marginal tax rate more or less constant over the years will work out...
View ArticlePersonal Investments • Re: Advice for Sister-in-law....$150k to her name. Age...
My humble two cents:I would say, sorry, I don't have much to offer at this time.If she has been emotionally and physically withdrawn for the last roughly 30 years and she is about to move away, are...
View ArticlePersonal Investments • Re: Time for TIPS?
We will both have social security and my RMD starting January 2038How old will you be in 2038?Statistics: Posted by slickwillie — Sat Nov 09, 2024 3:02 am
View ArticlePersonal Investments • Re: Request input on plans
Thank you for the thorough and thoughtful answer!!Statistics: Posted by dcmurray84 — Sat Nov 09, 2024 4:50 am
View ArticlePersonal Investments • Re: Am I putting too much money into Mega Backdoor Roth?
@retiredjg from your description, with this method, I should have no penalty in withdrawing the principal from my mega-backdoor Roth money at any time, in which case @lakpr ’s advice sounds quite...
View ArticlePersonal Investments • Re: Just turned 50...requesting portfolio advice
Some initial comments:You will receive better advice if you edit your post and use the following template:https://www.bogleheads.org/wiki/Asking_ ... _questionsPortfolio* You need a simple,...
View ArticlePersonal Investments • Re: Investing Personal Statement (IPS)
I’ve personally found it valuable at every stage, as it consistently reveals how well I’m converting my earnings into lasting wealth. It also reinforces disciplined financial decisions. a lot of...
View ArticlePersonal Investments • Re: Can you buy ETFs on Vanguard without transferring...
With mutual funds you can just say "Buy $10,000 of VTSAX" and it'll execute the buy and then pull in $10,000 from your bank.Can you do this with ETFs "Buy 5 shares of VTI (pull the money from my...
View ArticlePersonal Investments • Re: Mid-40s and wishing to leave megacorp life
- Your retirement portfolio is ~$4.1 million assuming $400k of your $4.5 million will cover college costs for your two children. - Your annual expenses are likely closer to $215k since your $180k...
View ArticlePersonal Investments • Re: Money market in inherited IRA
The contents of this IRA will basically fund my retirement for the next 8 years, so I am now considering reallocating from MM (which I viewed as a temporary place to park the funds) to possibly...
View ArticlePersonal Investments • Re: Misplaced 1980s Purchase Records of 2 Funds in...
ETA: I am not a lawyer or tax advisor, and this is not law or tax advice, etc.As a way to limit any further damage, I would turn off dividend reinvestment in the BIGRX if you have not already done so,...
View ArticlePersonal Investments • Re: International allocations?
We would say here we cannot time markets.International stocks will not protect you from a generalized downturn.Social Security is CPI linked. But if you want to genuinely diversify, and you are 65% in...
View ArticlePersonal Investments • Re: HSA limit funds available to invest
Hi Bogleheads.. Can you help me pick 65% US total stock market, 15% International and 20% bond from the following funds that are available in HSA? it's annoying that only limited funds are available...
View ArticlePersonal Investments • Re: Is it time to get out of TIAA Real Estate (QREARX)?
New to Bogleheads, and this is not a sophisticated query - it's "sell now or keep QREARX." The background: I'm 70, still employed for at least another year, have a portfolio spread over Vanguard,...
View ArticlePersonal Investments • Re: Tax Hit from switching to Simpler Portfolio
I’m sure that you are correct in that if my portfolio beat VTI over the last 15 years, I would not feel the need to change things. My portfolio is pretty solidly built - except I tilted too much...
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