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Personal Investments • Re: Portfolio review. Windfall and transitioning from...
Use any of these portfolio projection tools for your needs.Engaging Data Site:https://engaging-data.com/early-retirem ... and-tools/TestFolio Website:https://testfol.io/Portfolio Visualizer...
View ArticlePersonal Investments • Re: Take some money off the table?
It’s not market timing if you change your IPS every time you feel like you should buy or sell. ( that was a joke!!). I am a 65/35 guy at age 63 with my monthly expenses covered by pensions. I do 50%...
View ArticlePersonal Investments • Re: Mitigating SORR with income funds
Tpawplanner.com set to the appropriate risk tolerance (for you), possibly combined with a TIPS ladder, is probably a more elegant and effective way to solve your concerns with SORRStatistics: Posted...
View ArticlePersonal Investments • Re: Leave Schwab for Fidelity / Vanguard?
"Moving everything" and removing margin seems like a rash emotional decision versus a calm rational one. Not good when it comes to investing. Margin covers investor mistakes nicely with what is...
View ArticlePersonal Investments • Re: Investment/Retirement advice appreciated.
Use any of these portfolio projection tools for your needs.Engaging Data Site:https://engaging-data.com/early-retirem ... and-tools/TestFolio Website:https://testfol.io/Portfolio Visualizer...
View ArticlePersonal Investments • Re: Retired: All Out on TSLA/NVDA/NVDL - 2 Fund...
FWIW ..15bps is certainly cheap enough to not have to think about it. IMOStatistics: Posted by tj — Sat Nov 30, 2024 8:32 am
View ArticlePersonal Investments • Dates of dividend payouts from bond funds in Vanguard...
Hi, I'm in the first few months now of having been transitioned to brokerage from mutual funds and I've been having a lot of difficulties. A new one just popped up today that hopefully you can advise...
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Personal Investments • Re: Vanguard STAR Fund - Sell or Hold
I spoke with the Fidelity rep about it and the they informed me its down and nothing more. They are just looking at the share price or the same cost basis as you did, this is completely useless...
View ArticlePersonal Investments • Re: Revisting Diversification of Fixed Income
The question for the group is whether you would make any adjustment to the above plan? Should I be including more shorter term duration fixed income assets into the mix and when?Thank you for the...
View ArticlePersonal Investments • Re: [Fear of risk of future political and economic...
I think the dent in the above growth chart labeled covid was caused by Powell raising rates.Statistics: Posted by KEotSK66 — Sun Dec 01, 2024 8:43 am
View ArticlePersonal Investments • Re: Roth IRA
If you have funds that you feel that you may want to trade in and out of (generally don’t want to do that a lot) but those funds should go in your Roth, you can trade mutual funds in a Roth without it...
View ArticlePersonal Investments • Re: Tariff Fears: leaving equities (6 years from...
Sometimes staying the course gets you crushed.1966 - 1981 you would have been better off not staying the course in stocks and intermediate bonds.I don't see how the events that punished the markets in...
View ArticlePersonal Investments • Re: ETFs vs Index Funds in taxable account
Keep in mind though, that ETFs do not eliminate the taxes on the small yearly capital gains that mutual index funds sometimes issue, but rather defer them. The ETF mechanism will give you the same...
View ArticlePersonal Investments • Re: Financial Independence Goal and Seeking Career Advice
At undergraduate level, someone with an accounting degree can do a better job at finance area. So, why would they hire a person with a finance degree?KlangFooland experienced accountants do a good job...
View ArticlePersonal Investments • Re: 30 Y/O, thinking of adding fixed income
Thanks to regular saving and market’s run-up as of late, I am a bit over $2.1m. This is invested in mostly VTI or equivalent, with ~$300k in AAPL. $1.5m in brokerage, $600k in 401k, Roth, HSA. I am 30...
View ArticlePersonal Investments • Large age difference in retirement
Long time lurker, first time poster. Typically I find any information I need by searching this wonderful forum, but I finally have a situation for which I feel like some fresh ideas or perspectives...
View ArticlePersonal Investments • Re: How Much AUM Underperformance Is Reasonable
One thing I have said over and over is the fee that FA charge is really not the worst part (but seems to capture all the headlines). It's the underperformance and the taxes they incur from a portfolio...
View ArticlePersonal Investments • Re: Treasury Index bond fund
SGOV or BIL will fit your requirement of "stable with low/no risk steady income"Reinvest the dividend and you'll have growth.Statistics: Posted by Rocky Mtn Man — Mon Dec 02, 2024 9:17 am
View ArticlePersonal Investments • Re: [Fear of risk of future political and economic...
I agree with this:Instead, pick an Asset Allocation that you can hold for 10+ years even if the market starts a 50% crash tomorrow.but not with this:If one is close to retirement, less than 10 years,...
View ArticlePersonal Investments • Re: Yet Another Roth Conversion Scenario
Since the 24% bracket is scheduled to go to 28% in 2026, I would fill the 24% in 2025, then reassess the tax regime for future years. It's possible that the current rates will be extended but I...
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