Personal Investments • SPMO Invesco S&P 500 Momentum ETF
SPMO seems to be a strong fund that is not receiving much coverage on Bogleheads. The expense ratio is 13%. Does anyone have any thoughts on this fund?Statistics: Posted by RRRS1! — Mon Mar 03, 2025...
View ArticlePersonal Investments • Re: T+1 settlement, sell/buy VUSXX/Stock the same day...
So what happened, RetireGood? Did it work (without causing a Margin trigger)?Crickets chirping....Statistics: Posted by beyou — Mon Mar 03, 2025 11:45 pm
View ArticlePersonal Investments • Re: Allocations for 73-year old retiree
I'm a year younger than your dad, and am currently about 45/55. Ish. I feel fine.Statistics: Posted by Lawrence of Suburbia — Mon Mar 03, 2025 11:55 pm
View ArticlePersonal Investments • Re: SPMO Invesco S&P 500 Momentum ETF
SPMO seems to be a strong fund that is not receiving much coverage on Bogleheads. The expense ratio is 13%. Does anyone have any thoughts on this fund?I think you meant an expense ratio of 0.13%, not...
View ArticlePersonal Investments • Please review my portfolio
Hi all, Here's my portfolio breakdown, followed by some questions at the end. I greatly appreciate any and all feedback and guidance. Emergency funds: yesDebt:Home Loan $200,000 Interest rate 3%Tax...
View ArticlePersonal Investments • Re: Questions to ask at a dinner given by an insurance...
Fresh salmon is hard to ruin.I went to annual office holiday parties for the free salmon. No judgement here.Statistics: Posted by Beensabu — Wed Mar 05, 2025 12:01 am
View ArticlePersonal Investments • Re: So who is buying?
It's really interesting how human nature works,if you stand back and look at it really closely.When the Titanic (deemed unsinkable and proudly proclaimed to be so!)was racing toward NY, that wasn't...
View ArticlePersonal Investments • Re: Tax Loss Harvesting at 12% Tax Bracket
Is it making sense to do tax loss harvesting when I'm in the 12% tax bracket and I will probably be at this level for the foreseeable future?I would also consider doing Roth conversions instead, if in...
View ArticlePersonal Investments • Re: Converting ROTH to Trad. IRA for tax benefit
Thanx for all the feedback.Statistics: Posted by itboggledmymind — Wed Mar 05, 2025 12:39 am
View ArticlePersonal Investments • Re: Best Strategy to Diversify Portfolio
I would avoid long bonds. I hold fixed income for stability more than return. TLT lost 30%+ in 2022. For that kind of risk exposure, I'd rather just do 100% equity (which I also don't recommend).After...
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Personal Investments • Re: Free Financial Advice Dinner?
Does anyone go to these events with the intent to expose the potential harm from the folks who put these events on?If so, I am happy to volunteer for the Boglehead cause, but would like to hear some...
View ArticlePersonal Investments • Re: Advice regarding overly complex Cash Balance Plan
There was that automated advisor thing that used to recommend like 10-20 funds for diversification. It was all the rave a while ago, they used to charge a hefty fee. Many 401k plans offered their...
View ArticlePersonal Investments • Re: Could I Be Doing Anything Safer with This Money?
If you are uncertain about investing it all at once, you can dollar cost average your way over a (short/long) period of time. You won't get the lowest price or the highest price. You can invest a fix...
View ArticlePersonal Investments • Re: Valuation of a long term COLAd pension as part of AA
For my purposes I'm comfortable approximating the present value of my military retirement pay as [ gross monthly payment *12 ] * [ life-expectancy in years per SSA ]. I re-calculate at the end of each...
View ArticlePersonal Investments • Re: Maintaining total world stock market without...
Fidelity and Vanguard show VT is now 65 USA and 35 ex-USA. This went up recently, right? I swear I had set my allocation 62/38 before based on VT.How often should I check VT’s USA/ex-USA ratio to...
View ArticlePersonal Investments • Cost basis treatment when changing from mutual fund to...
I'm fairly new to my Vanguard Brokerage accounts. Transitioning from the old mutual fund platform went smoothly a few months ago. Now I'm at the point where I'm considering changing a few of my...
View ArticlePersonal Investments • Re: Would a Swensen Allocation be More Defensive than...
I think the point of a lazy portfolio is to "pick and stick", isn't it?If you want to be more defensive, just increase your bond allocation. If you want TIPS, add TIPS while increasing your bond...
View ArticlePersonal Investments • Re: inherited brokerage with margin
A reminder that any margin interest you’ve already been charged “to purchase taxable securities” is tax deductible. Im not sure if it requires itemizing, but it’s something to remember come tax...
View ArticlePersonal Investments • Re: Cost basis treatment when changing from mutual...
Cost basis and tax lots remain the same, scaled as if you bought the ETF originallyStatistics: Posted by nalor511 — Thu Mar 06, 2025 11:11 pm
View ArticlePersonal Investments • Re: 401K annual investment strategy
I think a large part of that decision would depend on whether or not your plan has a true-up provision.https://www.investopedia.com/401-k-true ... t%20early.I may be misunderstanding this, but it...
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