Personal Investments • Re: The AMD/NVDA chip stocks are driving me crazy
Picking back up one of the unlocked NVDA threads......I am staying put at 150 shares with an average basis of $212. All of last year, $650 was my number to sell but now that we are getting close I am...
View ArticlePersonal Investments • Re: FKDNX, FISEX, FKGRX Novice Investor
Welcome to the forum. Please post the names of these funds, as most here don’t recognize more than a handful of ticker symbols. For Fidelity, most here would likely use FSKAX (total US stock) and...
View ArticlePersonal Investments • Re: Retirement Portfolio Check - 36 yr old
Couple questions would love take on: - Risk averse and prefer near 100% weight into stocks at my age - Have effectively no int'l exposure....if I have one weakness/bias it's to lean towards US mutual...
View ArticlePersonal Investments • Re: How much is owned real estate (primary/secondary...
RE Assets: 5% One single family homeOther Assets: 95%Total Assets: 100%Mortgage Liabilities: 0% Never had a mortgageOther Liabilities: 0%Total Liabilities: 0%Net Worth: 100%Must be a crappy house or...
View ArticlePersonal Investments • Re: TIAA account help me understand
Hi 56 years old with a $500k accumulation in a pre tax TIAA account.I'm confused. About a year ago you wrote:I’ll be 24 years old in AprilClick on the up-arrow to the right of your username in the...
View ArticlePersonal Investments • Picking 401k Funds
Hi,I am in process consolidating our portfolio and one of the tasks is to combine 401k from previous employer and Traditional IRA into my current 401k plan. Also, my current plan is invested across 14...
View ArticlePersonal Investments • Re: Need help figuring how to apply duration matching...
Consider posting your questions in the Trading Treasuries mega thread.Link: viewtopic.php?t=378350This will likely draw the right audience, namely Kevin M and #Cruncher.Regards,Statistics: Posted by...
View ArticlePersonal Investments • Re: Picking 401k Funds
Your choice of funds looks fine to me (those will be the funds I'd pick too if I were you); however I don't understand this part:Also, current balance is $71k, but once all the transfers are done is...
View ArticlePersonal Investments • Re: 2024 IBond Buy? When? April?
HiPlan to buy I-Bond for this year. Do I have to wait still until April or buy now?ThanksI'm waiting until April. Since money market rates are still high, this will extend the duration of the higher...
View ArticlePersonal Investments • Re: Roth conversions in the 22 & 24% tax brackets.
Don't forget that your Traditional IRA could be a useful resource to pay for medical expenses and long-term care expenses later in life. You might not want to convert all of your Traditional IRA at...
View ArticlePersonal Investments • Re: Parents want to gift me $1,000,000 USD. Best way...
Finally, unlike the United States, Japan is one of many countries that taxes gift recipients. There appear to be complex laws regarding foreigners based on their visa types, so a trust will likely...
View ArticlePersonal Investments • Re: Fee-Only Advisor $450/Hour: Total Rip-Off?
Am I way off base?Maybe a little off base...I think about this in terms of what you might save or gain if the advice is on target. I saved my FIL over $15,000 per year in AUM fees when I coaxed him...
View ArticleClik here to view.
Personal Investments • Re: Rate my Investment Strategy
As a whole, I want to have bonds in my portfolio to add some stability. Yes, there have been times where bonds and stocks have both gone down in a year, but there have also been times where stocks...
View ArticlePersonal Investments • Re: Buyers Remorse Over Inherited Merrill Wealth...
I feel pressured to agree to this Merrill account, but am having difficulty coming up with a way to get the Merrill assets (now in cash) into an account more in keeping with how I'm comfortable...
View ArticlePersonal Investments • TIAA single life annuity payout of 9.45% - OMG!
I have an old "zombie" account (about 30 years old) with TIAA that has about $60k in TIAA Traditional. I was looking at closing it out now that I'm retired and comparing the 10 year payout and a...
View ArticlePersonal Investments • Re: Is paying off a 2.99% mortgage always a bad idea?
There is a discussion in "Psychology of Money" by Morgan Housel on this topic. Its hard to be rational on every single topic when it comes to personal finance. The best we can hope for is being...
View ArticlePersonal Investments • Re: Why will vanguard not let me buy tax exempt money...
FWIW, I have VMSXX in our joint trust account.Statistics: Posted by murrays — Sat Jan 27, 2024 12:37 pm
View ArticlePersonal Investments • Re: Quick backdoor roth question
Are you still actively contributing to the SEP-IRA as a self-employed retirement plan?Statistics: Posted by HomeStretch — Sat Jan 27, 2024 12:37 pm
View ArticlePersonal Investments • Re: Fired my advisor - seeking guidance!
...When we have a little more time on our hands, he'll be listening to/reading whatever I send him so he can learn more and then we can strategize together. Glad to read the above... Keep learning and...
View ArticleClik here to view.
Personal Investments • Re: Portfolio / Retirement Review
Thank you! Really appreciate all the thought you put into this. Below are some responses.(2)Should I try to pay off the car loans or keep targeting investing with the taxable cash? I was thinking I...
View Article