Personal Investments • Re: Taxable account investment help
So you’re going to have $100k in a taxable account for maybe less than a year? Hard to do much investing with potentially that short of a time horizon.Huh? 4-week bills on auto roll will yield over...
View ArticlePersonal Investments • Re: QQQ Question
Thanks VGT is another option as well. Would this be a good addition, or should I stick with the VTSAX/FXAIX alone?I'd stick with the two funds you already have. With an S&P 500 fund and a total...
View ArticlePersonal Investments • Re: Is it possible to Exchange AAPL stock for VTSAX at...
Usually you can buy with unsettled funds you just can't sell what you bought until settlement is complete.Statistics: Posted by placeholder — Wed Mar 27, 2024 12:28 am
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Personal Investments • Re: Your insights on our retirement prep?
1.Overall, how are we doing & what feedback do you have for us?Congrats on the amount you have socked away thus far in your workplace plans, and the use of the low-cost funds. You didn't list any...
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Personal Investments • Turning 30, Investment Checkup / Simplification
Hello! I am 29 making $87k, and my wife is 28 making $55k (part time) - so just over $140k household. I have been the grateful consumer of knowledge on here ranging over several different topics, but...
View ArticlePersonal Investments • Re: A big chunk of TIAA Traditional - take TPA or...
I'm using the RMD portfolio withdrawal method of applying my age-based RMD percentage to my entire portfolio value, plus spending dividends and interest. The research was done by Sun and Webb at...
View ArticlePersonal Investments • Re: Turning 30, Investment Checkup / Simplification
At your age, the biggest mistake you can make is not investing in your future. You have avoided that so congratulations and welcome to BH! 1. I don't understand what you mean by selling off taxable....
View ArticlePersonal Investments • Re: I think my Mom, recently widowed, is looking at a...
I think I should have been more careful with my words initially - maybe I should have called it a "widows penalty" rather than "tax bomb"?The spirit of my post was more about the realization that RMDs...
View ArticlePersonal Investments • Re: Inheritance
Sorry for your loss. This wiki may help: https://www.bogleheads.org/wiki/Managing_a_windfallYou may be in a vulnerable position with a large amount of money and just learning what is a prudent way to...
View ArticlePersonal Investments • Re: Need Online High-Yield Savings Account but with...
My trust has a HYSA at Capital One, but I haven't been using it of late, because both money market funds and T-bills have had higher yields and offer better state income tax treatment.Statistics:...
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Personal Investments • Re: Portfolio Suggestions
I apologize for not providing more info and for not having educated myself further before posting!No need for apologies! You said you're new to this, so learning more is the best first step. When...
View ArticlePersonal Investments • Re: First ever job, help with 401k portfolio
That's likely the case, I've just been looking at differences day by day, and I notice that although VOO rises on some days, the state street S&P 500 falls. I'm assuming that this is an erroneous...
View ArticlePersonal Investments • Re: Rolling into the TSP after military service?
If you're this worried just pick up the phone and call that number on the web site.Statistics: Posted by placeholder — Thu Mar 28, 2024 12:55 am
View ArticlePersonal Investments • Re: Please help me organize the fixed income part of...
If OP has access to TSP G why have any int treasury funds at all?If I understood the OP, the TSP account is 9% of the portfolio and the desired bond allocation is 30%. It is important to gather...
View ArticlePersonal Investments • Re: What happened to Vanguard's Portfolio Watch?
You used to be able to define alternative portfolios that were subsets of your total holdings. I no longer see that feature. I used this feature less than two months ago when I did some rebalancing.I...
View ArticlePersonal Investments • What would happen if robo advisor went bust?
I was researching something else entirely but came across this post on investopedia https://www.investopedia.com/is-betterm ... ted%20cash.It says:“ SIPC membership: Betterment provides Securities...
View ArticlePersonal Investments • Re: Practical handling of multiple accounts across...
Use a spreadsheet to aggregate the multiple accounts, and you will be fine.I agree and most custodians provide a way to download holdings as csv files which I put in additional tabs to feed into the...
View ArticlePersonal Investments • Broad market index funds that are low dividend type
I will be a Non Resident Alien (NRA) starting from FY 2024 and as a NRA I will bring taxed on any dividends but not on Capital gains in the equity investmentsI'm planning to move a significant portion...
View ArticlePersonal Investments • Re: Where did Vanguard nest egg calculator go to???
Thanks for merging my question with an ongoing thread. It was up and working as a couple of days ago.If it is gone, I will miss it. It was basic enough that even I could understand how it...
View ArticlePersonal Investments • Re: Started late: Need help with portfolio!
I can't find the expense ratio of the target date fund but there is nothing wrong with them. Most people in retirement plans pick TDF so you are in good company. A two or three fund portfolio is...
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