Personal Investments • Re: Anyone here read the book "The Millionaire...
If anyone can describe the authors "fastlane" I would be interested to hear it, just for funEntrepreneurship. That’s the whole thing in a nutshell. Start a scalable business that can either spit out...
View ArticlePersonal Investments • Re: Portfolio Review - Seriously? We could fully retire?
Thank you all for your replies. I figured there would be most questioning about the validity of the low expenses. They are accurate as I've tracked every transaction for many years. That being said,...
View ArticlePersonal Investments • Re: [What Should I Invest In? Bank Investment Plans or...
Don’t forget to list the account types the cash is sitting in, your annual contributions, and the available funds. Your marginal tax rate is more informative than your effective tax rate. Do you own a...
View ArticlePersonal Investments • Re: How Do We Get Out of Our Situation?
Take a deep breath, it's going to be okay. I would suggest you take an inventory of all the accounts here and post the contents according to the standard format under "Asking Portfolio Questions."This...
View ArticlePersonal Investments • Re: Inherited Annuity Options if lump sum pushes up my...
I transferred my old Vanguard variable annuity from Transamerica to the Fidelity Personal Retirement Annuity a few months after Vanguard got out of the administration the variable annuity....
View ArticlePersonal Investments • Re: Inheriting 500k at 28
What do you mean by special treatment? I do have a sister who is getting the same deal.By "special treatment", I was implying that if there were other heirs (ie, your sister) don't ask for anything...
View ArticlePersonal Investments • Re: Converting an i401k to a SEP-IRA
Why do you want to do this?Statistics: Posted by placeholder — Fri May 24, 2024 1:41 am
View ArticlePersonal Investments • Best way to invest real estate profits
Hello, I am aware of Bogleheads general investment philosophy and my question is not generic but very specific to a particular situation. As a disclaimer, all my primary investments are placed in...
View ArticlePersonal Investments • Re: MYGA Social Security bridge strategy??
I am 64 and have a goodly amount of investments. I am diversifying my fixed income holdings a bit more. And one of the things I want to do is have a bit of a bridge between now and Social Security at...
View ArticlePersonal Investments • Re: $3M Windfall
Your benefit was not really caused by paying down the mortgage, but by taking money out of the stock market, reducing risk; you could have gotten about the same gain by selling your stock and buying...
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Personal Investments • Re: Should we keep working?
"but I do have a chronic condition that is associated significantly reduced lifespan on average. Also my father developed cancer at 55 and was gone at 57."With that statement plus the heavy stress...
View ArticlePersonal Investments • Re: Help with retirement money investments
I retired in April and I am starting to think about the next 15 years. Details: 56 years old. Married.I will pay 37% fed and about 5% state taxes this year.Maxed my retirement and HSA this yearSitting...
View ArticlePersonal Investments • Re: 100 % Fixed and Content, a Mistake ?
Definite mistake. The 3% annual inflation is going to eat the portfolio slowly. Another inflation event like the past few years could noticeably reduce your real income. A serious inflation event like...
View ArticlePersonal Investments • Re: Decumulation Curves - What do they look like?
I'm 77. Retired for 14 years. I'm trying to figure out what the portfolio will look like in the years ahead. Just to help set up the scenario. My AA is 50/50. The annual return is about 5%/yr for the...
View ArticlePersonal Investments • Re: Transition to new Vanguard Personal Advisor
I have invested in and relied on Vanguard Personal Advisor (PAS) for many years. I have been persuaded by Vanguards own forecasts (which have showed greatly increased anticipated returns for...
View ArticlePersonal Investments • Re: Help me decide Roth 401k vs Traditional 401k please.
I'm 47, in the 22% tax bracket MFJ, current retirement assets in the (very) low 7 digits. My employer offers a 401(k) with matching contributions, the employer match is always tax-deferred.My current...
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Personal Investments • Re: My experience straying from Bogleheads principles
I’ve read many books/articles/etc. about investing, and believe that the data backs up investing in low cost index funds such as VOO. I believe that it’s very hard for the average person to beat the...
View ArticlePersonal Investments • Re: HSA - Stay with Health Equity or Convert to Fidelity
Another vote for convert to Fidelity.Statistics: Posted by babystep — Sun May 26, 2024 12:25 am
View ArticlePersonal Investments • Re: Help me invest $10m ...
Log into account. Move all the $10M there. Select "trade". Hit to buy $6M of VTI. Then select "trade". Hit to buy $4M of BND. Now you're done. Go get yourself a peanut cookie dough Blizzard at Dairy...
View ArticlePersonal Investments • Bank Offered Me 2 Portfolio Investments - What Do You...
Hi guys.. I spoke with a fin advisor at my bank who offered 2 investment portfolio. Below are by asset allocation of the 2 proposed portfolios with their average returns:60/40 : 7.2% ave return80/20 :...
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