Personal Investments • Re: Portfolio check up request
Thank you so much for this thorough response. You've given me some items to do homework on -- appreciate it!1. Cash position is for potential downpaymentIt's probably best to separate your accounts...
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Personal Investments • Re: HSA in CA. Confused on sale of Stock to fund Medical
It doesn't matter why you sell, gains (and dividends) will be CA-state-taxable in the year they're recognized. The gains will not be federally taxed with qualified medical expenses to reimburseOuch -...
View ArticlePersonal Investments • Re: Book recommendations for an 18 year old?
Check out an article posted on the Morningstar website this week.Link: https://www.morningstar.com/personal-fi ... -beginnersSStatistics: Posted by spencer99 — Fri Jul 26, 2024 5:12 pm
View ArticlePersonal Investments • Re: Bonds for retirement income
What is the relationship between stock price and dividend payed? If the stock is down, is the dividend down?Statistics: Posted by bogles the mind — Fri Jul 26, 2024 5:20 pm
View ArticlePersonal Investments • Re: XLV Allocation to Taxable Account
...my issue with VTSAX is that given the cape ratio and my gut feelings about 2000-2010 when the market went nowhere, VTMFX had a decent showing and healthcare even more so. I don't want to deal with...
View ArticlePersonal Investments • Direct Deposit to Living Trust Brokerage Vanguard?
Can you set up direct deposit into a Living Trust Brokerage account at Vanguard?Anyone doing this now?Statistics: Posted by bmelikia — Fri Jul 26, 2024 5:29 pm
View ArticlePersonal Investments • Re: IRS determination letter for solo 401k
Thanks for the replies and advice. I found the letter buried in the Schwab plan as was pointed out. My fault for not reading thoroughly enough. Thanks again.Statistics: Posted by jerryc — Sat Jul 27,...
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Personal Investments • Re: Portfolio Advice Please for Potential Long Early...
[ If equities fall 50% in the next 6 month and fixed income stay flat I would have no hesitation substantially reducing fixed income exposure to increase equities exposure. I have a very long...
View ArticlePersonal Investments • Re: Are IBonds still a decent investment?
This may be a contrarian view, but I thought IBonds were a much better deal when interest rates were low and the prospect of rising rates was not implausible.Ibonds tend to be a good deal when...
View ArticlePersonal Investments • Re: Turning 55 and need a Portfolio checkup
Lastly, I would like to have $4M, as that could provide $160k per year at a 4%wd rate. (These are "wants"..so I am asking, right?). Perhaps I need a reality check...There is a saying in investing;"...
View ArticlePersonal Investments • Hoping to retire in 4.5 years....starting to plan..
Hello all,I'm looking (hoping) to retire in about 4.5 years and just want to get a check up from the group and also any tips or suggestions on what we can change to better prepare.Basic Info:- I'm 50...
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Personal Investments • Re: Fidelity Account Hold
Yes, in agreement here. Fidelity couldn't do much more than the way they have designed their screen to execute a trade, to warn about GFV. I am at Fidelity.Everytime I buy (every two weeks) I initiate...
View ArticlePersonal Investments • Re: Rollover SIMPLE IRA with ACATS to Vanguard?
Vanguard recently announced that they are transferring SIMPLE IRAs to Ascensus. Suggest you transfer to Fidelity or SchwabCurrent SIMPLE IRA is with Northwestern, not Vanguard. And OP wants to move it...
View ArticlePersonal Investments • Re: Seeking self-directed IRA custodian recommendations
We use Equity Trust.Statistics: Posted by FoolStreet — Sun Jul 28, 2024 4:51 pm
View ArticlePersonal Investments • Re: VBTLX - Am I looking at this fund incorrectly for...
Unfortunately, to me, understanding the nature of how bonds work has proven difficult. Someone told me that when fed interest rates are at their highest is the best time to buy a bond fund like VTBLX,...
View ArticlePersonal Investments • Re: Should I sell bond fund shares I bought at 2021...
well said, RR!Statistics: Posted by RyeBourbon — Sun Jul 28, 2024 4:58 pm
View ArticlePersonal Investments • Re: Need Bonds???...but Which ones?
VBILX. - Vanguard Inter-Term Bond Index AdmiralorVBTLX - Vanguard Total Bond Mkt Index AdmiralThese are both investment-grade intermediate-term bond funds that hold both corporate bonds and...
View ArticlePersonal Investments • Re: Benchmark for Personal Portfolio
Apologies: VTABXI'm also unable to find VYABX as a ticker. Maybe VTABX (total international bond index fund)?In any case, if you're invested in index funds, you're already invested in the correct...
View ArticlePersonal Investments • Re: Portfolio question from new Florida resident
No, these are national munis and are free from Federal taxes, but not from state taxes. Vanguard does not offer any Florida-specific municipal bond funds (which would be exempt from both Fed & FL...
View ArticlePersonal Investments • Re: Hoping to retire in 4.5 years....starting to plan..
You're on the right track, but do calculate ACA as an option (employer plans have a habit of disappearing)Travel / spend now, and always (you will probably find you have plenty of wealth)Do any major...
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