Personal Investments • Delaying pension vs collecting and investing
I am 56 and have a very small pension due from the musician's union. I will almost for sure not be contributing to the fund any longer (I am not even a member at this point), but the chance of me...
View ArticlePersonal Investments • Re: Stock Investment [moving funds with $10K/day limit]
I never heard of a "daily wire limit." What's up with that? I have heard of mobile deposit limits where one uses their phone app to take a photo of a check.Statistics: Posted by livesoft — Thu Aug 01,...
View ArticlePersonal Investments • Re: Short term cash holdings
Hi Everyone- I'm considering different vehicles to hold cash for a year or so. I've been comparing SNSXX and VGSH and similar. I was wondering if anyone had any thoughts on this? Both hold primarily...
View ArticlePersonal Investments • Re: convince me I'm ok
thanks for all the responses!to add some clarity for all the questions:-mortgages w/prop tax are 6500 for primary, 2800 for rental-all other expenses come to about 6000/mo-rental is profitable,...
View ArticlePersonal Investments • Re: Should I resign right now?
Regardless of the outcome of any financial analysis, don't make an irreversible decision while you are angry if you reasonably can avoid doing so.Statistics: Posted by Northern Flicker — Thu Aug 01,...
View ArticlePersonal Investments • Re: Cash at Fidelity
I waited a little too long. My transfer request of FSIXX was "rejected".Called Fidelity and they said Merrill rejected it as a non-transferable asset. Loophole seems to be closed.Statistics: Posted by...
View ArticlePersonal Investments • Re: Fixed Income Recommendations
Do not under any circumstances get involved in any way with your wife's business partner's investments.My view on fixed income is that for most Bogleheads, using fixed income in deferred accounts will...
View ArticlePersonal Investments • Re: confused about getting the help of an advisor
1% is too much. When you were working, did you CPA say "I will do your taxes for 1% of your income". I would suggest that you start by posting your portfolio and see what BH member sugguest. At the...
View ArticlePersonal Investments • Re: Bond Funds with finer duration increments?
For Example: Instead of a 5-year ladder of individual Treasuries with 1-year rungs, I might instead want to buy 3 low-cost funds, having a duration of 1, 3, and 5 years (or 2, 4 and 6 years, or ...)....
View ArticlePersonal Investments • Re: 75 yo mother: Mix in Bond Fund to Cash/Stock...
The reality is my sister and I are going to have to pay to take care of her when she runs out, either a little or a lot, depending on how long she lives. And, if her end-of-life situation requires...
View ArticlePersonal Investments • Re: Actual mechanics of rebalancing - how to do it
to make it more efficient i'd suggest holding fewer funds. can you post according to asking portfolio questions at least with regards to the various funds and amounts in each of the three retirement...
View ArticlePersonal Investments • Re: Do you invest on days when market is down ?
I have decided that my "I can be smarter than the market! Really!" illusions are best exercised by playing with individual stocks equaling--totaling ALL individual stocks--no more than two percent of...
View ArticlePersonal Investments • Re: Comparing I Bonds vs. MMF: How to consider tax...
I get a TEY of 4.55% based on 2.96% composite. I would use reinvest the monies into a MMF, but how long will they continue to pay >4.55%? I don't understand how you're getting that TEY given that...
View ArticlePersonal Investments • Re: What's my equivalent of maxing a 401k?
17% effective implies 24% marginal. If you both expect to work another 40+ years, or expect significantly above inflation salary increases will soon put you into 32% marginal rates, using Roth now...
View ArticlePersonal Investments • Re: Are we done saving for college?
I would rather have to pay $10k a year out of pocket because I have too little compared to over funding it by the same amount and then needing to pay a penalty to be sued for something else.Okay, but...
View ArticlePersonal Investments • Re: Need Advice Please
One immediate POSSIBLE suggestion is to max out your 401(k) every year. Use your $120k in the Bank of America savings account to make up for the shortfall in living expenses. This way, you are...
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Personal Investments • Re: Please help a blue-collar guy with retirement...
suggest you edit your post to remove your full name Statistics: Posted by Hillview — Sat Aug 03, 2024 6:16 pm
View ArticlePersonal Investments • Re: Broker Bond Sale Markup - Is it reasonable?
If a mutual fund were to charge a 1.8% ER, most here would say run away.Statistics: Posted by lakpr — Sat Aug 03, 2024 6:18 pm
View ArticlePersonal Investments • Re: Box spreads using the IBKR paper account
Checkout this website, it shows all the latest box spreads and their interest rates, and provides the correct setup for buying/selling the right combination calls/puts. I've heard the paper trading...
View ArticlePersonal Investments • Re: European moving to the US for studies: Continue...
Not a tax expert at all, but from your post, it sounds like if you invest in the Roth IRA you will get tax free growth while in the USA and also reap the advantages when you return back home to...
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