Personal Investments • Re: Overwhelmed, Distrustful, Ignorant, and hoarding $
Now all my money is just sitting in my bank. I am what I consider bright, but no matter how much I read up on investments , it's not my thing. So doing this myself is not an option. That is why I...
View ArticlePersonal Investments • Re: Estimating taxes
I think you are supposed to figure out your tax with the regular tax forms or software for 2024 and pay what you think you owe. The extension is not on paying the tax, just on filing the...
View ArticlePersonal Investments • Re: Overcontribution to Roth IRA via 529 rollover
Thank you for taking the time to write such a detailed response. I really appreciate it.Statistics: Posted by regular guy — Wed Mar 12, 2025 4:03 am
View ArticlePersonal Investments • Re: Best brokerage for margin loan?
Maybe this changed, but you don't need an amount to be IBKR pro. You just make a selection when you open the account (that's how it worked when I opened mine). Thank you! I confused the pro account...
View ArticlePersonal Investments • Re: Tax lost harvest vnjux or not?
100% of VWIUX dividend income is taxable by the State of NJ as it does not meet the requirements for a QIF (80% of assets must be qualified as in NJ exempt or Federally exempt.)Isn't the 1.10% DC +...
View ArticlePersonal Investments • Re: Active Management in Down Market
What do you mean by “viable alternative?”Do you mean that a given active manager can predictably provide a better return during market downturns compared to an index fund with the same risk...
View ArticlePersonal Investments • Re: TIAA Traditional (GSRA) Interest Crediting Frequency?
For those of you who hold a TIAA Traditional in accumulation phase, how often does it actually credit the interest? I haven't been able to find an answer to this. Does it do it daily? Monthly?...
View ArticlePersonal Investments • Re: Dumped Lump Sums Right Before Volatility
I'm wondering if I should pull out the remaining monies from the lump sum investments and dollar cost average instead? Try to buy in lower over time.No. You need to continue tuning out. You are...
View ArticlePersonal Investments • Re: Buying in during this dip - advice?
I realize buying this dip was just dumb luck and not aligned with Bogleheads concepts. The damn news cycles had me double thinking things abit, despite having a having a vetted plan for this money. I...
View ArticlePersonal Investments • Re: Thinking of moving my "number" all into...
I am theoretically years away from retirement. I'm in my mid 40s with no plans to retire anytime soon.Under similar circumstances, I always did a happy dance whenever the markets went down. Great...
View ArticlePersonal Investments • How to spread treasuries across taxable / tax...
Hello, I am heading into retirement/draw down mode in the next year, so I am doing some shuffling around as best as possible since I cannot shift the % to much with additional investments. I do not...
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Personal Investments • Re: Extricating from Fidelity Managed Account...
And I’m looking forward to being “reborn as a boglehead.”Welcome to the forum and congratulations on seeing the light. Don't let your experience with Fidelity managing your retirement portfolio...
View ArticlePersonal Investments • Re: 8 figures to invest. Talk me into or out of an...
You do not need an investor but talking to an investor, or two, would be a drop in a pond to you. So if it makes you feel better, see what they have to say. Sometimes a brief conversation can give you...
View ArticlePersonal Investments • Re: Overwhelmed, Distrustful, Ignorant, and hoarding $
In Feb 2024 you agreed that Vanguard PAS was a good option to explore. No posts since then. If you haven't even contacted them in over a year, it seems you need to try a different approach. Or,...
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