Personal Investments • Re: Larry's asset allocation
No two humans are exactly alike so...Statistics: Posted by tennisplyr — Sat Jun 15, 2024 7:13 am
View ArticlePersonal Investments • Re: Home sale proceeds to VMFXX?
Similar situation here. Sold house and put proceeds into VMFXX. Since I had check writing authority in VMFXX, and there was a very large balance, I felt more comfortable moving it to VUSXX. Now there...
View ArticlePersonal Investments • Re: Vanguard is threatening forced transition within...
...and it's not "hostile".OP, Look at the new features you will get instead of what you think are negative draw-backs.New features I've seen:* can hold more kinds of assets* more ways to query your...
View ArticlePersonal Investments • Re: Fixed Income and BND
With this background in mind, one of oddities of a certain sort of Boglehead approach is to substitute BND for either cash/TBills or TIPS, but then still treat it as if it was the risk-free asset in...
View ArticlePersonal Investments • Re: Are there actually any good financial advisers?...
I have been on the fence about ditching my FAAsk yourself what else you want to know to make a decisionHowever, I have been looking over the returns that my FA has generated. In lean years it's about...
View ArticlePersonal Investments • Re: ETFs
I mainly have holdings with Fidelity and Vanguard. I am new to DIY investing as of this last one year, but have invested quite a bit of time to learn the basics via JL Collins simple path to wealth...
View ArticlePersonal Investments • Re: What should I do with $1.5 million immediately?
All thoughts above are good.We have a Goldman Sachs Marcus account currently paying around 5.25% I just bought a 12 month CD also at 5.35%.Set up both of them in less than 24 hours. I only see a...
View ArticlePersonal Investments • vanguard money market funds
Hello, looking to move my emergency/no risk/need in very short term monty to vanguard money market funds. Questions:1) what is difference in VMRXX , VMFXX, VUSXX ?2) i understand it is not FDIC...
View ArticlePersonal Investments • Re: How much cash in checking account in retirement
I'm not in retirement, but what would be different from how you manage your checking account while you're still working?I'd say keep one month's expenses in checking and the rest in a money market...
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Personal Investments • Re: Help me understand VBTLX
The entire bond market has done poorly in the recent decade or so, cause mostly by the interest rate hikes. If you take a look, bonds started to short of level out after 2010, then there was the bond...
View ArticlePersonal Investments • Re: Will NVidia continue to climb?... sold half so I'm...
I've been extremely fortunate to have acquired a couple of hundred shares of NVidia before the split. Decided to sell half right after the split on Monday, the 10th of June so I''m way ahead of the...
View ArticlePersonal Investments • Re: [Differences between ETFs and mutual funds?]
1. Is not applicable to Vanguard index mutual funds that have an ETF share class.2. True for Vanguard. Though Fidelity index mutual funds have lower ERs than Vanguard (and other) ETFs.3. I'm not sure...
View ArticlePersonal Investments • Re: Vanguard Wellesley ( VWIAX ) - How should we make...
I 'withdraw' from my taxable account (dividends first, then sell if needed), because I dislike paying unnecessary taxes.Statistics: Posted by steadyosmosis — Tue Jun 18, 2024 7:47 am
View ArticlePersonal Investments • Re: Why can't I make mutual funds exchange?
(I'd probably just do two exchanges, were I at Vanguard and trading Vanguard mutual funds and in your hypothetical situation of selling from two different funds and buying one. Not sure why it would...
View ArticlePersonal Investments • Re: Are there actually any good financial advisers?...
11-12% is a huge red flag. Can he show you examples of how he implemented this specific tactic in the past and the results? Does his number also include his AUM /wrap? Any other fees you've been...
View ArticlePersonal Investments • Re: Please Review my Portfolio
1. Regarding the wash rule: I did consider this and my approach was that I turned off reinvesting dividends. I lump sum load my HSA and backdoor Roth each January so those are a one time purchase. The...
View ArticlePersonal Investments • Re: Vanguard app showing $0 account balance
I’m going to assume that FINRA / SEC / other agencies already imposes mountains of regulations on data recoverability. It is scary to think though that modern civilization could implode if the books...
View ArticlePersonal Investments • Re: Roth IRA Rollover Withdrawal Penalty?
More information is probably going to be needed, but here's a start.Does the age 59 1/2 restriction (i.e., 10% penalty) apply when withdrawing Roth IRA funds that were originally converted from TIRA...
View ArticlePersonal Investments • Re: Sharing why we went with Vanguard PAS
In my experience the true cost of these arrangements is not the 30 bps but all the high cost funds and services offered as upgrades to the portfolio and moving as much from your very cheap index funds...
View ArticlePersonal Investments • Re: Portfolio analysis - followup
Thanks, I'll read the information on wiki.Statistics: Posted by Cincy_1988 — Wed Jun 19, 2024 7:39 am
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