Personal Investments • Re: Vanguard 7 Day Hold
So, that means that you can’t “rollover” maturing Treasury bills at Vanguard?That is my experience yesterday, I could not rollover my $11K t-bill. I am hoping this is a temporary bug. If not, it will...
View ArticlePersonal Investments • Re: Pay debt or invest
Use brokerage money to pay off car loan? NoI would never reduce my holdings to pay off a loan. Why? Holdings are special and are for use in the long term future.I might make double or triple payments...
View ArticlePersonal Investments • Re: Pacific Life variable annuity exit strategy
The guaranteed withdrawal benefit rider is the only reason to have that annuity in the first place. Without it, the annuity us just an expensive wrapper for overpriced funds. Dropping the rider makes...
View ArticlePersonal Investments • Re: 457B advice
When are you eligible to collect the pension? Does the pension adjust for inflation? Are you able to withdraw penalty free from the 457 once you separate from your employer (i.e. before 59.5). There's...
View ArticlePersonal Investments • Re: To buy iBonds now or wait? What do you recommend?
Bump for feedback based on April inflation information.Thanks!Statistics: Posted by Tub84 — Thu Apr 11, 2024 6:58 am
View ArticlePersonal Investments • Re: Fidelity - The removed old phone number is still...
OMG, thanks so much!I had been searching all over the Vanguard site to try to fix that!thanksStatistics: Posted by Box of Rain — Thu Apr 11, 2024 7:09 am
View ArticlePersonal Investments • Re: I already filed 2023 1040. Can I still contribute...
You don't need to amend your return since there is no change in tax liability, however it's probably a good idea to file form 8606, which can be filed as a stand alone form (or as part of an amended...
View ArticlePersonal Investments • Kids Roth IRA Funds Advice
Hi Bogleheads,I just opened Roth IRA for our two sons who will be 15 and 16 this year. We are starting with small amounts (about $1000 each) as that's all they made in earned income last year, but...
View ArticlePersonal Investments • Re: Roth IRA over-contribution
Thank you for the insights! I will try to go into more detailI am using SoFi for my Roth IRA and traditional IRA accountsin year 2023 I contributed $5,416.6 into my Roth IRA Accountin year 2023 I...
View ArticlePersonal Investments • Re: Saving for House Down Payment w/ Unknown Timeline
It is hard to give advice with out knowing your complete situation, which would include age and other savings, and current or predicted expenses.Personally, I would avoid present consumption items at...
View ArticlePersonal Investments • Re: Kids Roth IRA Funds Advice
We opened Roth IRAs for our granddaughters a few years ago when they started earning from their part time jobs. We did a Vanguard Total Stock market index ETF as one can buy shares with the amount of...
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Personal Investments • Re: Vanguard 529 Plan PA state taxes
Hi OP, I won’t tell you it’s not deductible because it is one of the few allowed by our beloved state….Statistics: Posted by happysteward — Sat Apr 13, 2024 6:43 am
View ArticlePersonal Investments • Re: Purchasing an crane at auction to flip at a better...
This seems like the complete opposite of boglehead to me. And peak Slickdealer.This ^^^^"I wouldn't bet the house on it" exists for a reason. Taking out a HELOC for a speculative activity is the...
View ArticlePersonal Investments • Re: 12% Bracket-Roth vs. Traditional
Can you (or someone) explain this statement? As far as I'm aware, Traditional IRA contributions reduce both taxable income and AGI.You are correct.The tIRA doesn’t reduce Earned Income, which is a...
View ArticlePersonal Investments • Re: where do you suggest to keep a not so emergency...
I have already had emergency fund for my 1-3 months in checking account but also some other cash around for something not super emergency but also easy to liquidate if needed. Wondered where do you...
View ArticlePersonal Investments • Re: Sell Property or Rent it out
I think given those numbers and the price point, the ability to sell and not realize any cap gains up to 500k would tip the scale in favor of selling. Your Return on Equity is likely pretty low even...
View ArticlePersonal Investments • Re: Sell $400k of VTI in my Roth to buy JEPI/JEPQ just...
Dividends are not free money. You end with the same amount before and after the dividend and total return is the same. Not worth it at all.Statistics: Posted by brawlrats — Sun Apr 14, 2024 7:07 am
View ArticlePersonal Investments • Re: MidLife Crisis
What is the hobby that required $100,000 of your money?Statistics: Posted by Billionaire — Sun Apr 14, 2024 7:22 am
View ArticlePersonal Investments • Re: New Investing Opportunities Once You Climb Above...
I think you have to ask yourself the question, why?Do you need more money for some reason? Do you just want to run up the scorecard? Do you have legacy plans?I have become more conservative as the...
View ArticlePersonal Investments • Re: Where to invest after maxing out 401k and roth?
Max all tax advantaged accounts, then pay off student loans with the remainder. Work to build your income by becoming more productive and adding side hustles.Statistics: Posted by snowday2022 — Sun...
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