Personal Investments • Re: Am I putting too much emphasis on reducing AGI?
I'm not positive about this, but I thought retirement contributions were added back in to determine what you could afford. In other words, money already in your 401k is untouchable as far as the...
View ArticlePersonal Investments • Re: Switch from vanguard money market to bonds?
buying treasuries may be more tax advantageous than MM but depends on your state and the the amount.Statistics: Posted by erishera — Thu Jul 11, 2024 1:52 pm
View ArticleClik here to view.
Personal Investments • Re: Husband bought big in Nvidia last month ...now what?
If it were me, I’d tell my spouse that he’s lucky it worked out well but that it doesn’t mean you’re happy with his unilateral decision. I would have him sell and invest according to your agreed...
View ArticlePersonal Investments • Re: Pralana or CPA or ??? need a plan. Plan Vision...
If you are willing to spend the time, Pralana is definitely a powerful tool and once you get the input set up and ride the inevitable learning curve, you can do all the case studies you want. It...
View ArticlePersonal Investments • Re: CD or Bonds?
We took money form TSP and put into 3 different CDs. One just got called, one is maturing July 16, one is sitting in VMFXX.Should I move one to a 15 mo CD 5.15% APY (not callable) ? or bonds....
View ArticlePersonal Investments • Do I need BNDX Total Int'l Bond Index?
Vanguard Advisors had my wife and I at 40/60 stocks/bonds (43/57 as I write this). 16% of our total IRAs is in BNDX. While looking to simplify I've read a lot about the importance of owning Int'l...
View ArticlePersonal Investments • Re: no bonds in retirement
Even Buffett with his risk tolerance is only willing to put his wife in 90/10. Unless we’re talking buying at negative real yields, it’s hard to say no bonds. I’d at least keep 2x expenses in cash...
View ArticlePersonal Investments • Re: UHNW Situtation
In your situation, diversification away from single stock exposure using exchange fund probably is worthwhile. The exchange fund will have some limit on liquidity (7 year holding minimum) and cost...
View ArticlePersonal Investments • Re: Can I transfer bank CDs to a Fidelity account?
Harmanic, thanks. The current CDs that I want to transfer are all bank CDs (not brokered). Probably a good idea to just do them as they mature; I believe the longest one is 18 months. I didn't want to...
View ArticlePersonal Investments • JLGMX historical data
Hello,I'm considering exchanging some of my retirement investments to buy JLGMX (JPMorgan Large Cap Growth Fund, Share Class R6). I'm not sure if I fully understand the historical data I see for this...
View ArticlePersonal Investments • Re: Long horizon, target date fund vs SP500?
Given your comments and fund location, I think picking the long target date fund makes sense. You can just keep rolling it forward if you want to stay near 100% stocks. Only choose the S&P 500 if...
View ArticlePersonal Investments • Re: Estimated tax payments inquiry
If you are single, then pay 15% of $4,000.Statistics: Posted by livesoft — Sat Jul 13, 2024 2:22 pm
View ArticlePersonal Investments • Tax-Deferred: Options for short-term government bonds
My husband and I are only using short-term government bonds and a stable value fund for the bonds/cash portion of our tax-deferred retirement accounts.I don’t want to get into a discussion of whether...
View ArticlePersonal Investments • What is the meaning of Tprice here?
When I asked to chatgpt it said it is the trade priceThe underlying stock is at 129.275 so why is each option having a different trade price?https://ibb.co/B3VLtmFStatistics: Posted by Econberkeley —...
View ArticlePersonal Investments • Re: What's good at USAA?
40 year member and they give us a discount of 15-20% when you go over 40 years I think. We have had homeowners insurance for most of that time. Very reasonably priced. They don’t offer it in st Pete...
View ArticlePersonal Investments • Investment 10k
Hi,I recently inherited 10k and I would like to invest/grow it for retirement. I am 58 and I basically live paycheck to paycheck right now and really have nothing to look forward to as far as...
View ArticlePersonal Investments • confused by "coupon", "interest...
Regarding bonds (e.g. US Treasury bonds) what is a "coupon", and how does it differ from "interest rate" and "yield?"For example, on Treasury Direct, where does it display the money (rate) that would...
View ArticlePersonal Investments • Re: ? On safe investment that pays interest monthly
Why not a 3/5/7 year MYGA (annuity)? https://www.blueprintincome.com/fixed-annuities and https://canvasannuity.com/product. Some are paying over 6% and allow a 10% free withdrawal each year. Search...
View ArticlePersonal Investments • Re: Portfolio advice, please
Also diversify your equity positions. Me I own VTI total US market, VXUS total international. Those 2 make up about 60% of my equities and the rest are in VTV us large cap value, and AVUV, AVDV US and...
View ArticlePersonal Investments • Re: More Vanguard oddity?
Well, have you already checked it out? It's already JulyStatistics: Posted by JovaniBrown — Sun Jul 14, 2024 2:13 pm
View Article