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Personal Investments • Re: Anyone else having trouble with Vanguard login...
Vanguard is all sorts of wonky right now, not just login.I was able to login (after a long loading of the login page), and trying to withdraw cash from my Cash Plus account and got an error. Mind you,...
View ArticlePersonal Investments • Re: Time to go 90/10?
At 100x you should be able to live off of S&P 500 dividends indefinitely. And you’ll pay less taxes since they’re qualified dividends. Sure when a recession hits, the yield would be cut. But you...
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Personal Investments • Re: Financial Planner in Retirement
Welcome to the forum .I (32) am a Boglehead beginner. Only a few chapters into "The Bogleheads' Guide to Investing". My dad (67) just mentioned to me that he is looking to move his retirement account...
View ArticlePersonal Investments • Re: Dead Simple Investment Strategy for your late 50s
The reason financial advisors use a lot of funds is to make it appear they are doing something for the money you pay them. Small cap, mid cap, large cap then double that by using value and growth sub...
View ArticlePersonal Investments • Deferred compensation fund pick
I have a deferred compensation plan account which offers the following fundsFidelity Money MarketBlack Rock LifePath Index RetirementBlack Rock LifePath Index 2030Black Rock LifePath Index 2040I am...
View ArticlePersonal Investments • Re: Deferred compensation fund pick
When do you plan to retire?Statistics: Posted by the_wiki — Tue Jun 25, 2024 10:10 am
View ArticlePersonal Investments • Re: Bonds Looking Back
Total bond with a duration of about 7 years has significant volatility potential... just less than total stock. Some folks on BH (including some prolific posters) espoused the safety of a total bond...
View ArticlePersonal Investments • Re: Forced brokerage transition: Other low cost MF...
Hello, all. I received a letter from Vanguard today about the forced transition to a brokerage platform. I have successfully put it off until now, and just two months ago they assured me I could keep...
View ArticlePersonal Investments • Re: How to Diversify Bonds in Taxable Account
Marginal tax rates are appx 32% fed 7% stateStatistics: Posted by ryanro — Wed Jun 26, 2024 10:38 am
View ArticlePersonal Investments • Re: Would like to buy a $80,000 SUV
Dear BH,I’m struggling with wanting to buy a used $80k SUV. I like the car and owned two of them previously. I sold my last one because I was given a special assignment to the DEA, and had a...
View ArticlePersonal Investments • Re: High-Yield Bond Options for Roth IRA
High yield bond funds are typical composed of junk bonds. Not something I want in my portfolio. Like many, I prefer stock funds in Roth IRA. Which one sort of depends on what fits where in a...
View ArticlePersonal Investments • Re: Will NVidia continue to climb?... sold half so I'm...
B) The amount of power required to run all of NVDA's recent and projected H100 production is both a miniscule fraction of global electricity production, it is a tiny fraction of planned new additions...
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Personal Investments • Re: Holding VGT in Roth IRA
Why do you think the stocks listed on the NASDAQ are going to return better than the total stock market going forward? What is your investing thesis?I hope you're not looking to me for answers! I'm...
View ArticlePersonal Investments • Re: Acorns portfolio 2024
I don't know what these ticker symbols are but my preference is simpler. I don't like small slices -- they tend to become a distraction. My minimum is usually 20-25% for an individual...
View ArticlePersonal Investments • Re: Too many bond funds in my portfolio?
I think you can think of SS or penion as bonds or as income stream whatever floats your boat and make it easier to conceptizing your income stream and fixed income. I like to see them as income...
View ArticlePersonal Investments • Re: Receiving Rental Allowance From Parents – Where...
If you don't like the ER at Schwab, consider using VUSXX at Vanguard. The Vanguard fund has an expense ratio of 0.09%, the current yield is 5.29% and it holds mostly US Treasury products which can...
View ArticlePersonal Investments • Re: Lost my mom, looking for a longterm inheritance...
In my opinion the better funds to consider using in your employer's 401k plan are:1) Vanguard Tot Stk Mk Idx Adm (VTSAX) ER 0.04%;2) Fidelity Global ex US Index (FSGGX) ER 0.06%; 3) DFA Interm Govt...
View ArticlePersonal Investments • Re: Can I retire early?
Thanks Everyone. To answer a few of the questions:SS: If I leave now, I will be eligible for $3600/mo @ 65 and my wife will be eligible for 1800/mo at 65.RE: % of equities - That is exactly why I have...
View ArticlePersonal Investments • Re: Cash at Fidelity
Check out BOXX ( ETF)- I learned about it on the Bogleheads podcast, but in short ( and I dont pretend to understand how it works)- it is a derivative ETF that mimics Treasury yield BUT can be held as...
View ArticlePersonal Investments • Re: Selling VWIUX and VWLUX
I'm actively contributing to both of these funds, but you can't buy more of these at Fidelity without paying a significant fee.what is the unrealized gain/loss on the holding?It's a minimal gain IIRC....
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